99 Summer St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 99 Summer St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	7 bd · 2.5 ba · 1,928 sqft · built 1900
Lot Size	0.359 acres (15,634 sqft)
Owner	2 Individual Names on File
Last Sale	$721,000 (Apr 2026)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`66-263`

Property Details

APN / Parcel Number

Primary APN	`66-263`
Alternative APNs	`FRAN M:286 L:078` `M:066 L:263`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	3,740 sqft
Basement Area	946 sqft
Unfinished Basement	946 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,634 sqft (0.359 acres)
Garage Type	Detached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	66-263
Street Address	99 SUMMER ST
City	FRANKLIN
State	MA
Zip	02038-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	78
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1009
Census Tract	442204

Owner

99 Summer St is owned by two individuals who bought it in April 2026.

Source: Norfolk County and Franklin Town City records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 WINTHROP ST, HOLLISTON, MA 01746-2371
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Quit Claim Deed, Transfer · ARM LIBERTY BANK
Aug 28, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Nov 13, 2024 · Amount on File
Deed Document Number	202623976
Deed Book / Page	43049 / 100
Prior Transfer Date	Apr 14, 2026
Prior Transfer Doc	043049-100
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Apr 16, 2026
Property Address	99 SUMMER ST, FRANKLIN, MA 02038-1440
Document Number	043049-100
Book / Page	43049 / 100
Instrument Date	Apr 14, 2026
Instrument	202623976
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 WINTHROP ST, HOLLISTON, MA 01746-2371

Mortgage

Date	Apr 16, 2026

Lender

Name	LIBERTY BANK

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2036
Index	Other
Margin	3
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Aug 28, 2023
Property Address	99 SUMMER ST, FRANKLIN, MA 02038-1440
Document Number	041379-531
Book / Page	41379 / 531
Instrument Date	Aug 24, 2023
Instrument	55528
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SUMMER ST, FRANKLIN, MA 02038-1440

Tax Assessment & Valuation

The 2025 property tax bill for 99 Summer St was $6,463, up 15.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,463.00 (+15.39%)	$556,200 (+17.07%) Land $242,600 Building $313,600
2024	$5,601.00 (-2.63%)	$475,100 (+3.92%) Land $242,600 Building $232,500	$369,835
2023	$5,752.00	$457,200 Land $244,700 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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