87 Summer St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 87 Summer St, Franklin, MA 02038

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 930 sqft · built 1890
Lot Size	0.16 acres (7,011 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2022)
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`66-265-A`

Property Details

APN / Parcel Number

Primary APN	`66-265-A`
Alternative APNs	`FRAN M:286 L:080-001` `M:286 L:080=001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	930 sqft Living Area
Gross Area	1,830 sqft
Basement Area	667 sqft
Unfinished Basement	667 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,011 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	66-265-A
Street Address	87 SUMMER ST
City	FRANKLIN
State	MA
Zip	02038-1440
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	80-1
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1009
Census Tract	442204

Owner

87 Summer St, a condominium, is owned and occupied by two individuals who bought it in June 2022.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 SUMMER ST, FRANKLIN, MA 02038-1440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 11, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Apr 1, 1998 · Amount on File
Deed Book / Page	40642 / 164
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	040642-164
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	87 SUMMER ST, FRANKLIN, MA 02038-1440
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040393-29
Date	Mar 17, 2022
Book Page	40393/29
Instrument	23670

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Apr 11, 2024
Property Address	87 SUMMER ST, FRANKLIN, MA 02038-1440
Document Number	041721-451
Book / Page	41721 / 451
Instrument Date	Apr 2, 2024
Instrument	21213
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	87 SUMMER ST, FRANKLIN, MA 02038-1440

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 28, 2022
Property Address	87 SUMMER ST, FRANKLIN, MA 02038-1440
Document Number	040642-164
Book / Page	40642 / 164
Instrument Date	Jun 27, 2022
Instrument	56891
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SUMMER ST # 85, 85, FRANKLIN, MA 02038-1440

Mortgage

Document Number	0000056892
Date	Jun 28, 2022
Instrument	56892

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	87 SUMMER ST, FRANKLIN, MA 02038-1440
Document Number	37225-312
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 SUMMER ST #87 FRANKLIN MA 020381440, 87, FRANKLIN, MA 02038-1440

Mortgage

Document Number	37225-312
Date	Oct 8, 2019
Book Page	037225/000312
Instrument	91491

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 87 Summer St was $3,727, up 1.2% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,727.00 (+1.22%)	$320,700 (+2.69%) Building $320,700	$307,800 (+5.16%)
2024	$3,682.00 (+4.57%)	$312,300 (+11.58%) Building $312,300	$292,695
2023	$3,521.00	$279,900 Building $279,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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