99 Stingray St, Destin, FL 32541 Property Records

Okaloosa County property record for 99 Stingray St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 3,389 sqft · built 2018
Lot Size	0.172 acres (7,499 sqft)
Owner	Company Name on File
Last Sale	$1,860,000 (Aug 2026)
Tax Bill	$16,456 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6046-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6046-9`
Alternative APNs	`00-2S-22-0580-0022-0130` `22S200058000220130`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Stories	3 Stories
Building Area	3,389 sqft Living Area
Gross Area	4,381 sqft
1st Floor Area	1,519 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Porch	Finished/Open Porch
Porch Area	992 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	99 STINGRAY ST
City	DESTIN
State	FL
Zip	32541-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BCH LOT 13 BLK 22
Legal Subdivision	CRYSTAL BCH
Legal Block	22
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1014
Census Tract	23308

Owner

99 Stingray St is owned by a company that bought it in August 2026.

Source: Okaloosa County records, as of August 26, 2026

Owner of Record	Company Name on File
Mailing Address	2832 FALMOTH DR, SHREVEPORT, LA 71106-8430
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage RED RIVER BANK
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage ORESTES & IRMA PENA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Oct 4, 2017 · Amount on File
Deed Document Number	20263832776
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 12, 2026
Property Address	99 STINGRAY ST, DESTIN, FL 32541-3672
Document Number	0003832776
Instrument Date	Aug 10, 2026
Instrument	20263832776
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,315,020.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2832 FALMOTH DR, SHREVEPORT, LA 71106-8430

Mortgage

Document Number	0003832777,
Date	Aug 12, 2026
Instrument	20263832777

Lender

Name	RED RIVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 10, 2031

Interest

Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 4, 2017
Property Address	99 STINGRAY ST, DESTIN, FL 32541-3672
Document Number	0033201925
Book / Page	003320 / 001925
Instrument Date	Sep 28, 2017
Instrument	3164025
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 PICARD WAY CHARLESTON SC 294122200, CHARLESTON, SC 29412-2200

Mortgage

Document Number	33201927
Date	Oct 4, 2017
Book Page	003320/001927
Instrument	3164026

Lender

Name	ORESTES & IRMA PENA
Address	11253 VINEDALE ST, SUN VALLEY, CA 91352-3217
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 99 Stingray St was $16,456.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,456.00	$1,495,891 Land $566,284 Building $929,607	$1,495,891 Land $566,284 Building $929,607
2023	$14,905.00 (+15.27%)	$1,451,596 (+22.6%) Land $513,822 Building $937,774	$1,451,596 (+22.6%) Land $513,822 Building $937,774
2022	$12,931.00	$1,183,995 Land $467,111 Building $716,884	$1,183,995 Land $467,111 Building $716,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Stingray St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 99 Stingray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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