Essex County and Bloomfield Township property record for 99 Spruce St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,160 sqft · built 1913 |
| Lot Size | 0.088 acres (3,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2020) |
| Tax Bill | $10,265 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00286-0000-00009 |
| Primary APN | 02-00286-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Lot Area | 3,851 sqft (0.088 acres) |
| Lot Dimensions | 110 ft deep x 35 ft wide |
| Old Parcel Number | 020028600009 |
|---|---|
| Street Address | 99 SPRUCE ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 35 X 110 |
| Legal Block | 286 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 15400 |
99 Spruce St is owned by two individuals who bought it in January 2020.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 BROADMAN PKWY, JERSEY CITY, NJ 07305-1583 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on File |
| Deed Sale | Jan 24, 2020 · Amount on File |
| Prior Sale | Sep 1, 2004 · Amount on File |
| Deed Document Number | 20208838 |
| Prior Transfer Date | Aug 17, 1990 |
| Prior Transfer Doc | 5137000372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 99 SPRUCE ST, BLOOMFIELD, NJ 07003-3514 |
| Document Number | 0000008839 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 99 SPRUCE ST BLOOMFIELD NJ 070033514, BLOOMFIELD, NJ 07003-3514 |
| Document Number | 0000008839 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 8839 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
The 2025 property tax bill for 99 Spruce St was $10,265, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,200 (-) Land $125,400 Building $168,800 | $294,200 (-) Land $125,400 Building $168,800 | |
| 2025 | $10,265.00 (+2.87%) | $294,200 Land $125,400 Building $168,800 | $294,200 Land $125,400 Building $168,800 |
| 2024 | $9,979.00 | ||
| 2023 | $294,200 Land $125,400 Building $168,800 | $294,200 Land $125,400 Building $168,800 | |
| 2022 | $9,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 99 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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