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97 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 97 Spruce St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,172 sqft · built 1913
Lot Size0.092 acres (4,025 sqft)
OwnerIndividual Name on File
Last Sale$465,500 (Feb 2022)
Tax Bill$11,629 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN02-00286-0000-00008

Property Details

APN / Parcel Number

Primary APN02-00286-0000-00008
Alternative APN
  • 020028600008

Interior

Stories1 Story
Building Area1,172 sqft Living Area
1st Floor Area1,172 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Lot Area4,025 sqft (0.092 acres)
Lot Dimensions115 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number020028600008
Street Address97 SPRUCE ST
CityBLOOMFIELD
StateNJ
Zip07003-3514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal Description35 X 115
Legal Block286
Legal Lot Number8
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group3
Census Block3001
Census Tract15400

Owner

97 Spruce St is owned and occupied by an individual who bought it in February 2022.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address97 SPRUCE ST, BLOOMFIELD, NJ 07003-3514
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Nov 6, 2020Grant Deed, Transfer
BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SVC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2022 · Amount on File
Deed SaleFeb 1, 2022 · Amount on File
Prior SaleNov 6, 2020 · Amount on File
Deed Document Number20229020
Record UpdatedOct 29, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateFeb 1, 2022
Property Address97 SPRUCE ST, BLOOMFIELD, NJ 07003-3514
Document Number0000009020
Instrument DateJan 7, 2022
Instrument2022009020
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyPRESTIGE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,163.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2111, LIVINGSTON, NJ 07039-7711

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 SPRUCE ST, BLOOMFIELD, NJ 07003-3514

Mortgage

Document Number0000009021
DateFeb 1, 2022
Instrument2022009021
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateNov 6, 2020
Property Address97 SPRUCE ST, BLOOMFIELD, NJ 07003-3514
Document Number0000110563
Instrument DateOct 30, 2020
Instrument110563
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyBELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SVC

Transaction

AmountAmount on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address97 SPRUCE ST BLOOMFIELD NJ 070033514, BLOOMFIELD, NJ 07003-3514

Tax Assessment & Valuation

The 2025 property tax bill for 97 Spruce St was $11,629, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,300 (-) Land $125,400 Building $207,900$333,300 (-) Land $125,400 Building $207,900
2025$11,629.00 (+2.87%)$333,300 Land $125,400 Building $207,900$333,300 Land $125,400 Building $207,900
2024$11,305.00
2023$331,600 (+11.42%) Land $125,400 Building $206,200$331,600 (+11.42%) Land $125,400 Building $206,200
2022$10,617.00 (+13.51%)$297,600 Land $125,400 Building $172,200$297,600 Land $125,400 Building $172,200
2021$9,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 97 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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