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99 Smith Overhead Bridge Rd, Commerce, GA 30530 Property Records

Jackson County property record for 99 Smith Overhead Bridge Rd, Commerce, GA 30530

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 2005
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (May 2017)
Tax Bill$2,676 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013 013A

Property Details

APN / Parcel Number

Primary APN013 013A
Alternative APN
  • 101

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Heated Area
1st Floor Area1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area400 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number101
Street Address99 SMITH OVERHEAD BRIDGE RD
CityCOMMERCE
StateGA
Zip30530-5560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 2 (1.00 ACRE) PLAT BK 59 PG 290
Legal SubdivisionLYNN ROBERTS
Legal Tract2
Legal Block59
JurisdictionJACKSON GA
Township / Civil DivisionNICHOLSON
Census Block Group5
Census Block5012
Census Tract10500

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address99 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ
May 8, 2017Grant Deed, Transfer
MAGNOLIA BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2017 · Amount on Record
Deed SaleMay 4, 2017 · Amount on Record
Prior SaleAug 14, 2008 · Amount on Record
Deed Document Number20171797
Deed Book / Page76W / 705
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address99 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5560
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5560

Mortgage

Document Number00094Z0000000620
DateMar 29, 2021
Book Page000000094Z/0000000620
Lender
NameNEWREZ
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateMay 8, 2017
Property Address99 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5560
Document Number00076W0705
Book / Page00076W / 000705
Instrument DateMay 4, 2017
Transaction TypeTransfer
Record UpdatedJun 2, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 SMITH OVERHEAD BRIDGE RD COMMERCE GA 305305560, COMMERCE, GA 30530-5560

Mortgage

Document Number76W0706
DateMay 8, 2017
Book Page00076W/000706
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
AmountAmount Recorded
Term360 Months
DueMay 7, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,600 (-) Land $33,240 Building $74,360$269,000 (-) Land $83,100 Building $185,900
2025$2,676.00 (-1.04%) Homeowner's exemption$107,600 (-) Land $33,240 Building $74,360$269,000 (-) Land $83,100 Building $185,900
2024$2,704.00 (+26.71%) Homeowner's exemption$107,600 (+8.38%) Land $33,240 Building $74,360$269,000 (+8.38%) Land $83,100 Building $185,900
2023$2,134.00 (+19.22%) Homeowner's exemption$99,280 (+56.59%) Land $33,240 Building $66,040$248,200 (+56.59%) Land $83,100 Building $165,100
2022$1,790.00 Homeowner's exemption$63,400 Land $11,280 Building $52,120$158,500 Land $28,200 Building $130,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNICHOLSON WATER AUTHORITY
serves 3,218 people · EPA ID GA1570004
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Windstream
Cable		1,000 / 25
AT&T
Fixed Wireless		100 / 20

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