161 Smith Overhead Bridge Rd, Commerce, GA 30530 Property Records

Jackson County property record for 161 Smith Overhead Bridge Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,533 sqft · built 1965
Lot Size	24 acres (1,045,440 sqft)
Owner	2 Individual Names on File
Last Sale	$201,600 (Jul 2018)
Tax Bill	$939 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`013 008B`

Property Details

APN / Parcel Number

Primary APN	`013 008B`
Alternative APN	`89`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,533 sqft Heated Area
1st Floor Area	1,473 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,045,440 sqft (24 acres)
Porch	Patio
Porch Area	680 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89
Street Address	161 SMITH OVERHEAD BRIDGE RD
City	COMMERCE
State	GA
Zip	30530-5561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	24.00 ACRES PLAT BOOK 71 PAGE 569
Legal Subdivision	ACRES PLAT BK
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5009
Census Tract	10500

Owner

Source: Jackson County assessment roll, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage AGGEORGIA FARM CREDIT
Mar 11, 2021	Warranty Deed, Transfer
Mar 11, 2021	Warranty Deed, Transfer
Sep 7, 2018	Warranty Deed, Transfer · Conventional with PMI ROOP INVESTMENTS LLC
Jul 17, 2018	Warranty Deed, Transfer · Conventional with PMI ROOP INVESTMENTS LLC
Apr 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20182472
Deed Book / Page	81M / 513
Last Transfer Date	Mar 11, 2021
Transfer Doc	00094S0638
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561

Mortgage

Document Number	00094S0000000631
Date	Mar 15, 2021
Book Page	000000094S/0000000631

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 11, 2021
Property Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Document Number	00094S0630
Book / Page	94S / 630
Instrument Date	Mar 11, 2021
Instrument	2021-001154
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 11, 2021
Property Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Document Number	00094S0638
Book / Page	94S / 638
Instrument Date	Mar 11, 2021
Instrument	2021-001155
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 7, 2018
Property Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Document Number	00082B0680
Book / Page	00082B / 000680
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	Oct 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 SMITH OVERHEAD BRIDGE RD COMMERCE GA 305305561, COMMERCE, GA 30530-5561

Mortgage

Document Number	82B0681
Date	Sep 7, 2018
Book Page	00082B/000681

Lender

Name	ROOP INVESTMENTS LLC
Address	1209 BEREA RD, COMMERCE, GA 30530-5663

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Sep 6, 2023

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 17, 2018
Property Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Document Number	00081M0513
Book / Page	00081M / 000513
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$201.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 SMITH OVERHEAD BRIDGE RD COMMERCE GA 305305561, COMMERCE, GA 30530-5561

Mortgage

Document Number	81M0514
Date	Jul 17, 2018
Book Page	00081M/000514

Lender

Name	ROOP INVESTMENTS LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Jul 16, 2023

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 21, 2017
Property Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Document Number	00076S0737
Book / Page	00076S / 000737
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SMITH OVERHEAD BRIDGE RD COMMERCE GA 305305561, COMMERCE, GA 30530-5561

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 21, 2017
Property Address	161 SMITH OVERHEAD BRIDGE RD, COMMERCE, GA 30530-5561
Document Number	00076S0739
Book / Page	00076S / 000739
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 SMITH OVERHEAD BRIDGE RD COMMERCE GA 305305561, COMMERCE, GA 30530-5561

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00 (-0.32%) Additional exemption filed	$113,000 (-) Land $90,640 Building $22,360	$282,500 (-) Land $226,600 Building $55,900
2024	$942.00 (+7.05%) Additional exemption filed	$113,000 (+2.8%) Land $90,640 Building $22,360	$282,500 (+2.8%) Land $226,600 Building $55,900
2023	$880.00 (+14.29%)	$109,920 (+81.39%) Land $90,640 Building $19,280	$274,800 (+81.39%) Land $226,600 Building $48,200
2022	$770.00	$60,600 Land $45,280 Building $15,320	$151,500 Land $113,200 Building $38,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Uniti Group DSL	100 / 20

May also be available: Xfinity.

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