99 Ridgeview Rd, Morganton, GA 30560 Property Records

Fannin County property record for 99 Ridgeview Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 2020
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2023)
Tax Bill	$720 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0031 F 12D`

Property Details

APN / Parcel Number

Primary APN	`0031 F 12D`
Alternative APN	`5480`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
1st Floor Area	1,040 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	192 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5480
Old Parcel Number	0031F12D
Street Address	99 RIDGEVIEW RD
City	MORGANTON
State	GA
Zip	30560-3679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL218 LT8 DB1564-621* 1.25ACS
Legal Subdivision	HOLLY HILLS FORGE MILL
Legal Block	F
Legal Lot Number	8
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1084
Census Tract	50100

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	99 RIDGEVIEW RD, MORGANTON, GA 30560-3679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 19, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	0001564621
Deed Book / Page	1564 / 621
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	99 RIDGEVIEW RD, MORGANTON, GA 30560-3679
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001325/0000000414
Date	Dec 20, 2019
Book Page	0000001325/0000000414
Instrument	002432690015

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	99 RIDGEVIEW RD, MORGANTON, GA 30560-3679
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000001296/0000000620
Date	May 28, 2019
Book Page	0000001296/0000000620
Instrument	002376640019

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jul 19, 2023
Property Address	99 RIDGEVIEW RD, MORGANTON, GA 30560-3679
Document Number	001564/621
Book / Page	1564 / 621
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 RIDGEVIEW RD, MORGANTON, GA 30560-3679
Investor	Possibly a Property Investor

Mortgage

Document Number	0001565394
Date	Jul 19, 2023
Instrument	1565/394

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 26, 2019
Property Address	99 RIDGEVIEW RD, MORGANTON, GA 30560-3679
Document Number	0001293/17
Book / Page	1293 / 17
Instrument Date	Apr 26, 2019
Instrument	2019-000885
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 842, MORGANTON, GA 30560-0842

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00 (-37.06%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$107,451 (+26.54%) Land $6,550 Building $100,901	$268,628 (+26.54%) Land $16,375 Building $252,253
2023		$84,912 (+3.98%) Land $6,550 Building $78,362	$212,279 (+3.98%) Land $16,375 Building $195,904
2022	$1,144.00	$81,662 Land $3,300 Building $78,362	$204,154 Land $8,250 Building $195,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable in parts of the area	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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