281 Ridgeview Rd, Morganton, GA 30560 Property Records

Fannin County property record for 281 Ridgeview Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1982
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Aug 2019)
Tax Bill	$435 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0024 B 009`

Property Details

APN / Parcel Number

Primary APN	`0024 B 009`
Alternative APN	`3172`

Interior

Full Baths	1 Bath
Plumbing Fixtures	37 Plumbing Fixtures
Stories	1 Story
Building Area	768 sqft Heated Area
1st Floor Area	768 sqft
Flooring	Laminate Plank
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	64,469 sqft (1.48 acres)
Porch	Porch
Porch Area	416 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	3172
Street Address	281 RIDGEVIEW RD
City	MORGANTON
State	GA
Zip	30560-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL218 LT 5 DB1310-759* 1.48ACS
Legal Subdivision	URA(1.26-2.00)
Legal Block	A
Legal Lot Number	5
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1084
Census Tract	50100

Owner

Source: Fannin County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 RIDGEVIEW RD, MORGANTON, GA 30560-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION COMMUNITY LLC
Aug 23, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Jun 6, 2003
Deed Document Number	20191873
Deed Book / Page	1310 / 759
Prior Transfer Date	Nov 7, 2013
Prior Transfer Doc	001075/731
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Recording Date	Apr 13, 2026
Property Address	281 RIDGEVIEW RD, MORGANTON, GA 30560-3117
Document Number	0000001697/0000000551
Book / Page	1697 / 551
Instrument Date	Apr 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 RIDGEVIEW RD, MORGANTON, GA 30560-3117

Mortgage

Document Number	1697000551,
Date	Apr 13, 2026
Book Page	1697/551

Lender

Name	CREDIT UNION COMMUNITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 23, 2019
Property Address	281 RIDGEVIEW RD, MORGANTON, GA 30560-3117
Document Number	001310/759
Book / Page	1310 / 759
Instrument Date	Aug 23, 2019
Instrument	2019-001873
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 RIDGEVIEW RD, MORGANTON, GA 30560-3117
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001310/0000000762
Date	Sep 12, 2019
Book Page	0000001310/0000000762
Instrument	002405380018

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00 (-34.88%) Homeowner's exemption	$57,231 (+21.71%) Land $7,045 Building $50,186	$143,078 (+21.71%) Land $17,612 Building $125,466
2023		$47,023 (-1.37%) Land $7,045 Building $39,978	$117,558 (-1.37%) Land $17,612 Building $99,946
2022	$668.00 Homeowner's exemption	$47,678 Land $7,045 Building $40,633	$119,195 Land $17,612 Building $101,583

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE only, no 5G reported

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