Middlesex County and Belmont Town property record for 99 Prospect St, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,119 sqft · built 1930 |
| Lot Size | 0.704 acres (30,678 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $28,464 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer Mar 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:49 P:000001 S |
| Primary APN | BELM M:49 P:000001 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,119 sqft Living Area |
| 1st Floor Area | 1,101 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 30,678 sqft (0.704 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 99 PROSPECT ST |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 357100 |
99 Prospect St is owner-occupied and held in a trust since April 2017.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 99 PROSPECT ST, BELMONT, MA 02478-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 9, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS |
| May 5, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 7, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2017 |
| Deed Sale | Apr 7, 2017 |
| Prior Sale | Aug 27, 2008 |
| Deed Document Number | 201757629 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jun 29, 2020 |
| Property Address | 99 PROSPECT ST, BELMONT, MA 02478-2608 |
| Document Number | 0001845714 |
| Instrument Date | May 2, 2020 |
| Instrument | 1845714 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 99 PROSPECT ST BELMONT MA 024782608, BELMONT, MA 02478-2608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 99 PROSPECT ST, BELMONT, MA 02478-2608 |
| Document Number | 0000084124 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000084124 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 84124 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 99 PROSPECT ST, BELMONT, MA 02478-2608 |
| Document Number | 0000062588 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000062588 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 62588 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Apr 7, 2017 |
| Property Address | 99 PROSPECT ST, BELMONT, MA 02478-2608 |
| Document Number | 0001757629 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 1757629 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 PROSPECT ST BELMONT MA 024782608, BELMONT, MA 02478-2608 |
The 2025 property tax bill for 99 Prospect St was $28,464.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,464.00 | $2,499,000 Land $1,364,000 Building $1,135,000 | $2,124,675 (+10.97%) |
| 2024 | $1,914,630 | ||
| 2023 | $25,009.00 | $2,225,000 Land $1,413,000 Building $812,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 99 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures