Middlesex County and Belmont Town property record for 88 Prospect St, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,027 sqft · built 1925 |
| Lot Size | 0.277 acres (12,068 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $275,000 (Apr 1990) |
| Tax Bill | $16,083 (2025) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:47 P:000049 S |
| Primary APN | BELM M:47 P:000049 S |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 3,112 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 496 sqft |
| Unfinished Basement | 496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,068 sqft (0.277 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 88 PROSPECT ST |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 357100 |
88 Prospect St is owner-occupied and held in a trust since April 1990.
Source: Middlesex County and Belmont Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 88 PROSPECT ST, BELMONT, MA 02478-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1990 · Amount on File |
| Deed Sale | Apr 27, 1990 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Other |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Feb 1, 2022 |
| Property Address | 88 PROSPECT ST, BELMONT, MA 02478-2613 |
| Document Number | 079626-597 |
| Book / Page | 79626 / 597 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 17626 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 PROSPECT ST, BELMONT, MA 02478-2613 |
The 2025 property tax bill for 88 Prospect St was $16,083.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,083.00 | $1,412,000 Land $827,000 Building $585,000 | $1,182,560 (+5.37%) |
| 2024 | $1,122,330 | ||
| 2023 | $15,298.00 | $1,361,000 Land $946,000 Building $415,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 88 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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