99 Pond St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 99 Pond St, Ludlow, MA 01056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1990
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$402,500 (Jun 2025)
Tax Bill	$6,187 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12B-11650 B:134 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:12B-11650 B:134 L:0`
Alternative APNs	`LUDL M:12B B:11650 P:134` `6655`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6655
Street Address	99 POND ST
City	LUDLOW
State	MA
Zip	01056-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11650
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2006
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records · APN M:12B-11650 B:134 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 POND ST, LUDLOW, MA 01056-1905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2025 · Amount on Record
Deed Sale	Jun 03, 2025 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Book / Page	25887 / 178
Record Updated	Sep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 03, 2025
Property Address	99 POND ST, LUDLOW, MA 01056-1905
Document Number	025887-178
Book / Page	25887 / 178
Instrument Date	Jun 03, 2025
Instrument	24527
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 POND ST, LUDLOW, MA 01056-1905

Mortgage

Document Number	0025887182
Date	Jun 03, 2025
Instrument	25887/182

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,187.00 (+2.03%)	$356,600 (+6.38%) Land $89,300 Building $267,300	$380,000 (+3.33%)
2024	$6,064.00 (+3.71%)	$335,200 (+11.85%) Land $89,100 Building $246,100	$367,745
2023	$5,847.00	$299,700 Land $81,500 Building $218,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.