Hampden County and Ludlow Town property record for 89 Pond St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,842 sqft · built 1989 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,627 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-11650 B:134A L:0 |
| Primary APN | M:12B-11650 B:134A L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| Gross Area | 2,634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6656 |
|---|---|
| Street Address | 89 POND ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 11650 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:12B-11650 B:134A L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 POND ST, LUDLOW, MA 01056-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2008 |
| Deed Sale | Dec 22, 2008 |
| Prior Sale | Aug 22, 2008 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 89 POND ST, LUDLOW, MA 01056-1905 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025117-495 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 25117/495 |
| Instrument | 38115 |
| Name | HMTAP EQUITY PARTNERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,627.00 (+2.31%) | $439,600 (+6.67%) Land $86,300 Building $353,300 | $392,255 (+3.41%) |
| 2024 | $7,455.00 (+3.74%) | $412,100 (+11.89%) Land $86,200 Building $325,900 | $379,335 |
| 2023 | $7,186.00 | $368,300 Land $78,900 Building $289,400 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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