99 Pine Lake Rd, Westbrook, CT 06498 Property Records

Westbrook Town property record for 99 Pine Lake Rd, Westbrook, CT 06498

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,400 sqft · built 1973
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Tax Bill	$5,926 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2022 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`WBRO M:116 L:019`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:116 L:019`
Alternative APN	`B0044700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,400 sqft
Basement Area	1,300 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	B0044700
Street Address	99 PINE LAKE RD
City	WESTBROOK
State	CT
Zip	06498-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	19
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1001
Census Tract	680101

Owner

Source: Westbrook Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	99 PINE LAKE RD, WESTBROOK, CT 06498-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 29, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 14, 2022
Transfer Doc	000376-280
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	99 PINE LAKE RD, WESTBROOK, CT 06498-1463
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000390-516
Date	Feb 18, 2026
Book Page	390/516

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	99 PINE LAKE RD, WESTBROOK, CT 06498-1463
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000376-768
Date	Nov 10, 2022
Book Page	376/768

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBROOK CT
Recording Date	Sep 29, 2022
Property Address	99 PINE LAKE RD, WESTBROOK, CT 06498-1463
Document Number	000376-280
Book / Page	376 / 280
Instrument Date	Sep 14, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	99 PINE LAKE RD, WESTBROOK, CT 06498-1463
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	367-993
Date	Jun 2, 2021
Book Page	367/993

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,926.00	$263,390 (-) Land $126,030 Building $137,360	$184,373 Land $88,221 Building $96,152
2024	$5,926.00 (+5.54%)
2023	$5,615.00 (+2.69%)	$263,390 (-) Land $126,030 Building $137,360
2022	$5,468.00	$263,390 Land $126,030 Building $137,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - UCONN DEPOT DIV. private · serves 153 people · EPA ID CT0787091
Water Source	Purchased groundwater from UNIVERSITY OF CONNECTICUT - MAIN CAMPUS
Last State Inspection	May 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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