Clay County property record for 99 Peppertree Rd, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Multifamily |
| Year Built | Built 1947 |
| Square Footage | 963 sqft Living Area |
| Lot Size | 8,562 sqft (0.196 acres) |
| Garage | 1,332 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,173.00 (2024) |
| Primary APN | 10-27-405-012 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 963 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 8,562 sqft (0.196 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,332 sqft Garage |
| Porch Area | 28 sqft Porch |
| Lean-To | 140 sqft Lean-To |
| Heating System | Central Heating |
|---|
| Street Address | 99 PEPPERTREE RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-4140 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | FLORA BUILDERS SUPPLY SUB-DIV LOT 41 |
| Legal Subdivision | FLORA BUILDERS SUPPLY SUB-DIV |
| Legal Lot Number | 41 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 1 |
| Census Block | 1060 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-27-405-012
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 PEPPERTREE RD, FLORA, IL 62839-4140 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 06, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK |
| Aug 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2005 |
| Transfer Doc | 155039 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 99 PEPPERTREE RD, FLORA, IL 62839-4140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000206791 |
|---|---|
| Date | Mar 06, 2023 |
| Instrument | 206791 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Sep 01, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 99 PEPPERTREE RD, FLORA, IL 62839-4140 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000205493 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 205493 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 17, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,212 (+365.94%) Land $1,055 Building $66,157 | $201,636 (+365.94%) Land $3,165 Building $198,471 | |
| 2024 | $1,173.00 (-4.09%) | $14,425 (-23.46%) Land $947 Building $13,478 | $43,275 (-23.46%) Land $2,841 Building $40,434 |
| 2022 | $1,223.00 (+10.28%) Homeowner's exemption | $18,847 Land $749 Building $18,098 | $56,541 Land $2,247 Building $54,294 |
| 2021 | $1,109.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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