97 Peppertree Rd, Flora, IL 62839 Property Records

Clay County property record for 97 Peppertree Rd, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	7,242 sqft (0.166 acres)
Occupancy	Owner Occupied
Tax Bill	$48.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-26-312-004`

Exterior

Lot Area	7,242 sqft (0.166 acres)

Location & Zoning

Street Address	97 PEPPERTREE RD
City	FLORA
State	IL
Zip	62839-4140
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JOHN BELLS SUB-DIV LOT 3 BLOCK 3
Legal Subdivision	JOHN BELLS SUB-DIV
Legal Block	3
Legal Lot Number	3
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	1
Census Block	1060
Census Tract	972100

Owner

Source: Clay County records · APN 10-26-312-004

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 PEPPERTREE RD, FLORA, IL 62839-4140
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	97 PEPPERTREE RD, FLORA, IL 62839-4140
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208492
Date	Nov 30, 2023
Instrument	208492

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Jan 22, 2029

Interest

Rate Type	Fixed Rate
Rate	7.9%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,101 (+496.88%) Land $661 Building $27,440	$84,303 (+496.88%) Land $1,983 Building $82,320
2024	$48.00 (-89.29%)
2022	$448.00 (+9.27%)	$4,708 Land $451 Building $4,257	$14,124 Land $1,353 Building $12,771
2021	$410.00