Buncombe County property record for 99 Pearson Dr, Asheville, NC 28801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,353 sqft · built 1920 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $314,000 (May 2017) |
| Tax Bill | $3,228 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9649-03-3238-00000 |
| Primary APN | 9649-03-3238-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,353 sqft Living Area |
| Gross Area | 1,798 sqft |
| 1st Floor Area | 908 sqft |
| Basement Area | 445 sqft |
| Unfinished Basement | 445 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 99 PEARSON DR |
|---|---|
| City | ASHEVILLE |
| State | NC |
| Zip | 28801-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:05/15/2017 DEED |
| Legal Description | DEED DATE:05/15/2017 DEED:5549-0447 SUBDIV:GEO S POWELL LOT:A PLAT:0198-0058 |
| Legal Subdivision | GEO S POWELL |
| Legal Lot Number | A |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Montford Area Historic District listed 1977 · 592 contributing resources · NRIS 77000991 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 PEARSON DR, ASHEVILLE, NC 28801-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FIN |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FIN |
| May 13, 2017 | Deed of Trust, Mortgage VICTORIAN FIN |
| May 15, 2017 | Warranty Deed, Transfer · Conventional with PMI VICTORIAN FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Prior Sale | Nov 10, 1998 · Amount on Record |
| Deed Document Number | 0005549447 |
| Deed Book / Page | 5549 / 447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 99 PEARSON DR, ASHEVILLE, NC 28801-1645 |
| Document Number | 0059290241 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 PEARSON DR ASHEVILLE NC 288011645, ASHEVILLE, NC 28801-1645 |
| Document Number | 0059290241 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 005929/000241 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 29, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 99 PEARSON DR, ASHEVILLE, NC 28801-1645 |
| Document Number | 0058020430 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 PEARSON DR ASHEVILLE NC 288011645, ASHEVILLE, NC 28801-1645 |
| Document Number | 0058020430 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 005802/000430 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 19, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 99 PEARSON DR, ASHEVILLE, NC 28801-1645 |
| Document Number | 0055490958 |
| Instrument Date | May 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 PEARSON DR ASHEVILLE NC 288011645, ASHEVILLE, NC 28801-1645 |
| Document Number | 0055490958 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 005549/000958 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 15, 2017 |
| Property Address | 99 PEARSON DR, ASHEVILLE, NC 28801-1645 |
| Document Number | 0055490447 |
| Book / Page | 005549 / 000447 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 PEARSON DR ASHEVILLE NC 288011645, ASHEVILLE, NC 28801-1645 |
| Document Number | 55490450 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 005549/000450 |
| Name | VICTORIAN FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15241 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2047 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,228.00 (+9.05%) | $293,900 (-) | |
| 2023 | $2,960.00 | $293,900 | $293,900 (-) Land $85,600 Building $208,300 |
| 2021 | $293,900 Land $85,600 Building $208,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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