Buncombe County property record for 96 Pearson Dr, Asheville, NC 28801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,484 sqft · built 1923 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $312,000 (Jun 2020) |
| Tax Bill | $4,117 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 647336-2020-202 |
| Primary APN | 647336-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 1,814 sqft |
| 1st Floor Area | 756 sqft |
| Basement Area | 216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Enclosed Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 647336-2020-202 |
|---|---|
| Street Address | 96 PEARSON DR |
| City | ASHEVILLE |
| State | NC |
| Zip | 28801-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8 |
| Legal Description | SUBDIV: CAROLYN A STARK PROP BLOCK: LOT: 3 SECTION: PLAT: 0001-0033 |
| Legal Subdivision | CAROLYN A STARK PROP |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Montford Area Historic District listed 1977 · 592 contributing resources · NRIS 77000991 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Buncombe County records, as of October 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96 PEARSON DR, ASHEVILLE, NC 28801-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 3, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2020 · Amount on Record |
| Deed Sale | Jun 3, 2020 · Amount on Record |
| Deed Book / Page | 5905 / 240 |
| Prior Transfer Date | Apr 21, 2009 |
| Prior Transfer Doc | 0046740799 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 96 PEARSON DR, ASHEVILLE, NC 28801-1646 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 96 PEARSON DR, ASHEVILLE, NC 28801-1646 |
| Document Number | 0065291241 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 6529/1241 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 12, 2023 |
| Property Address | 96 PEARSON DR, ASHEVILLE, NC 28801-1646 |
| Document Number | 0063710412 |
| Book / Page | 6371 / 412 |
| Map Reference | MB 1 PG 33 |
| Instrument Date | Dec 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 WATAUGA ST, ASHEVILLE, NC 28801-1028 |
| Name | Verified Name |
|---|---|
| Address | 96 PEARSON DR, ASHEVILLE, NC 28801-1646 |
| Document Number | 0006371417 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 6371/417 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 3, 2020 |
| Property Address | 96 PEARSON DR, ASHEVILLE, NC 28801-1646 |
| Document Number | 0059050240 |
| Book / Page | 005905 / 000240 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 96 PEARSON DR ASHEVILLE NC 288011646, ASHEVILLE, NC 28801-1646 |
| Document Number | 59050245 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 005905/000245 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 (+6.33%) | $374,800 (+22.44%) Land $84,700 Building $290,100 | $374,800 (+22.44%) Land $84,700 Building $290,100 |
| 2024 | $3,872.00 (+25.59%) | ||
| 2023 | $3,083.00 | $306,100 | $306,100 (-18.33%) Land $84,700 Building $221,400 |
| 2021 | $374,800 Land $84,700 Building $290,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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