99 Ogunquit Rd, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 99 Ogunquit Rd, North Andover, MA 01845

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,664 sqft · built 2010
Lot Size	2.89 acres (125,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Aug 2022)
Tax Bill	$16,259 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M_237563_9`

Property Details

APN / Parcel Number

Primary APN	`M_237563_9`
Alternative APNs	`NAND M:00090 B:A0074 L:00000` `M_237563_935754`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,664 sqft Living Area
Gross Area	6,040 sqft
1st Floor Area	1,954 sqft
Basement Area	1,920 sqft
Unfinished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	125,888 sqft (2.89 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M_237563_935754
Street Address	99 OGUNQUIT RD
City	NORTH ANDOVER
State	MA
Zip	01845-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAND COURT PLAN 34498I
Legal Block	A0074
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	1
Census Block	1025
Census Tract	253205

Owner

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Apr 8, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 12, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Jun 11, 2020	Deed of Trust, Mortgage UNITED NATIONS FCU
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit BERKSHIRE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Mar 15, 2011
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	99 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127197
Date	May 26, 2022
Instrument	127197

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	99 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131231
Date	Apr 8, 2025
Instrument	131231

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Aug 12, 2022
Property Address	99 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470
Document Number	0000127637
Instrument Date	Aug 12, 2022
Instrument	127637
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	99 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470

Mortgage

Document Number	0000127638
Date	Aug 12, 2022
Instrument	127638

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	99 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470
Document Number	0000122276
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 OGUNQUIT RD NORTH ANDOVER MA 018451470, NORTH ANDOVER, MA 01845-1470

Mortgage

Document Number	0000122276
Date	Jun 16, 2020
Instrument	122276

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.99%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	99 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470
Document Number	0000115901
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000115901
Date	Apr 6, 2017
Instrument	115901

Lender

Name	BERKSHIRE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,259.00 (+4.72%)	$1,444,000 (+3.14%) Land $458,300 Building $985,700	$1,418,065
2024	$15,526.00 (+6.65%)	$1,400,000 (+17.71%) Land $436,500 Building $963,500
2023	$14,558.00	$1,189,400 Land $350,000 Building $839,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1998–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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