Essex County and North Andover Town property record for 85 Ogunquit Rd, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,530 sqft · built 2011 |
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Jan 2017) |
| Tax Bill | $14,051 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Dec 2022 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M_237535_9 |
| Primary APN | M_237535_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,530 sqft Living Area |
| Gross Area | 5,076 sqft |
| 1st Floor Area | 1,653 sqft |
| Basement Area | 1,644 sqft |
| Unfinished Basement | 1,282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 197,762 sqft (4.54 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | M_237535_935879 |
|---|---|
| Street Address | 85 OGUNQUIT RD |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-1470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | PLAN 34498I |
| Legal Block | A0075 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 253202 |
Source: Essex County and North Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Dec 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jun 20, 2025 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Jul 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jul 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Oct 1, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 6, 2017 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on Record |
| Deed Sale | Jan 6, 2017 · Amount on Record |
| Prior Sale | Nov 17, 2011 · Amount on Record |
| Transfer Doc | 0000115464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000126759 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 126759 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000128221 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 128221 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000131549 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 131549 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000125387 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 125387 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 125387 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 125387 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Document Number | 0000118982 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 85 OGUNQUIT RD NORTH ANDOVER MA 018451470, NORTH ANDOVER, MA 01845-1470 |
| Document Number | 0000118982 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 118982 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Jan 6, 2017 |
| Property Address | 85 OGUNQUIT RD, NORTH ANDOVER, MA 01845-1470 |
| Document Number | 0000115464 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 115464 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,693.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 OGUNQUIT RD NORTH ANDOVER MA 018451470, NORTH ANDOVER, MA 01845-1470 |
| Document Number | 115465, |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 115465 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 5, 2047 |
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,051.00 (+4.5%) | $1,247,900 (+2.93%) Land $478,100 Building $769,800 | $1,162,230 |
| 2024 | $13,446.00 (+6.99%) | $1,212,400 (+18.08%) Land $456,300 Building $756,100 | |
| 2023 | $12,568.00 | $1,026,800 Land $366,500 Building $660,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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