99 Norwich Rd, Freeport, FL 32439 Property Records

Walton County property record for 99 Norwich Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 2019
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$282,475 (Aug 2019)
Tax Bill	$2,435 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23132-000-1080`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23132-000-1080`
Alternative APN	`1086432`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,263 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	13.3 ft deep x 6.8 ft wide
Garage Type	Finished
Garage Area	380 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1086432
Street Address	99 NORWICH RD
City	FREEPORT
State	FL
Zip	32439-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 CENTRAL PARK AT HAMMOCK BAY PHASE 3 PB 20-52 OR 3052-2541 OR 3116-1891 OR 3359-4622
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	CENTRAL PK/HAMMOCK BAY PH 3
Legal Phase	3
Legal Lot Number	108
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2035
Census Tract	950502

Owner

99 Norwich Rd is owned and occupied by two individuals who acquired it in May 2025.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	99 NORWICH RD, FREEPORT, FL 32439-7646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Document Number	0031161891
Deed Book / Page	003116 / 001891
Last Transfer Date	May 29, 2025
Transfer Doc	0033594622
Record Updated	Jun 8, 2026

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Aug 29, 2019
Property Address	99 NORWICH RD, FREEPORT, FL 32439-7646
Document Number	0031161891
Book / Page	003116 / 001891
Instrument Date	Aug 26, 2019
Instrument	29718
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,977.32
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	99 NORWICH RD FREEPORT FL 32439, FREEPORT, FL 32439

Mortgage

Document Number	31161892
Date	Aug 29, 2019
Book Page	003116/001892
Instrument	29719

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,471 Land $55,000 Building $260,471	$315,471 Land $55,000 Building $260,471
2024	$2,435.00 (+3.88%)
2023	$2,344.00 (+5.49%) Homeowner's exemption	$312,561 (-3.5%) Land $49,485 Building $263,076	$312,561 (-3.5%) Land $49,485 Building $263,076
2022	$2,222.00 Homeowner's exemption	$323,885 Land $54,928 Building $268,957	$323,885 Land $54,928 Building $268,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Norwich Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Norwich Rd is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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