64 Norwich Rd, Freeport, FL 32439 Property Records

Walton County property record for 64 Norwich Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,793 sqft · built 2019
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2021)
Tax Bill	$3,755 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23132-000-1040`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23132-000-1040`
Alternative APNs	`17-119-23132-000-1040` `1086428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,793 sqft Living Area
Gross Area	2,411 sqft
1st Floor Area	1,793 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	130 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	64 NORWICH RD
City	FREEPORT
State	FL
Zip	32439-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 104 CENTRAL PARK AT HAMMOCK BAY PHASE 3 PB 20-52 OR 3068-2507 OR 3125-3039 OR 3226-3632
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY PHASE 3
Legal Phase	3
Legal Block	10
Legal Lot Number	104
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2046
Census Tract	950502

Owner

64 Norwich Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	64 NORWICH RD, FREEPORT, FL 32439-7646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Nov 26, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	202158329
Deed Book / Page	3226 / 3632
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 23, 2021
Property Address	64 NORWICH RD, FREEPORT, FL 32439-7646
Document Number	0032263632
Book / Page	3226 / 3632
Map Reference	MB 20 PG 52&53
Instrument Date	Nov 23, 2021
Instrument	20210058329
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6873, MIRAMAR BEACH, FL 32550-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 NORWICH RD, FREEPORT, FL 32439-7646

Mortgage

Document Number	0032263633
Date	Nov 23, 2021
Instrument	3226/3633

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 26, 2019
Property Address	64 NORWICH RD, FREEPORT, FL 32439-7646
Document Number	0031253039
Book / Page	3125 / 3039
Map Reference	MB 20 PG 52&53
Instrument Date	Nov 22, 2019
Instrument	20190041634
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,179.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DRIVE, 25366, FAIRHOPE, AL 36532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6873, MIRAMAR BEACH, FL 32550-1015

Mortgage

Document Number	0031253041
Date	Nov 26, 2019
Instrument	3125/3041

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 64 Norwich Rd was $3,755 with a homeowner's exemption, down 2.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,755.00 (-2.39%) Homeowner's exemption	$335,723 Land $55,000 Building $280,723	$335,723 Land $55,000 Building $280,723
2024	$3,847.00 (-0.7%)
2023	$3,874.00 (-1.97%) Homeowner's exemption	$333,033 (-3.43%) Land $49,485 Building $283,548	$333,033 (-3.43%) Land $49,485 Building $283,548
2022	$3,952.00 Homeowner's exemption	$344,865 Land $54,928 Building $289,937	$344,865 Land $54,928 Building $289,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Norwich Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Norwich Rd is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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