99 Mountain Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 99 Mountain Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,282 sqft · built 1958
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,921 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-11401-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`02-11401-0000-00018`
Alternative APN	`0200187000000036`

Interior

Stories	1 Story
Building Area	2,282 sqft Living Area
1st Floor Area	2,282 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Construction Type	Frame
Lot Area	145,926 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	0200187000000036
Street Address	99 MOUNTAIN RD
City	BASKING RIDGE
State	NJ
Zip	07920-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ALSO LT 36-1 LAND CODE 1
Legal Block	11401
Legal Lot Number	18
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2013
Census Tract	52604

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit GTE FCU
Apr 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 23, 2017	Deed of Trust, Mortgage · ARM MILLINGTON BANK
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2022
Transfer Doc	0000013742
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	99 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3449
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3449

Mortgage

Document Number	0000016740
Date	Apr 26, 2022
Book Page	7440/1208
Instrument	2022016740

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Apr 4, 2022
Property Address	99 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3449
Document Number	0000013742
Book / Page	7435 / 2669
Instrument Date	Mar 24, 2022
Instrument	2022013742
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	99 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3449

Mortgage

Document Number	0000013743
Date	Apr 4, 2022
Instrument	2022013743

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	99 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003544
Date	Jan 23, 2017
Book Page	6937/0584
Instrument	2017003544

Lender

Name	MILLINGTON BANK
Address	MILLINGTON, NJ 07946

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	99 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNIVERSAL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025537
Date	Jul 18, 2019
Book Page	7134/0044
Instrument	2019025537

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$887,500 (+7.61%) Land $407,900 Building $479,600	$887,500 (+7.61%) Land $407,900 Building $479,600
2025	$13,921.00 (+3.28%)	$824,700 (+20.66%) Land $388,900 Building $435,800	$824,700 (+20.66%) Land $388,900 Building $435,800
2024	$13,479.00 (+3.96%)
2023		$683,500 Land $360,400 Building $323,100	$683,500 Land $360,400 Building $323,100
2022	$12,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures