120 Mountain Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 120 Mountain Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	4,254 sqft · built 1953
Lot Size	3.36 acres (146,797 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Mar 2020)
Tax Bill	$17,044 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-11501-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`02-11501-0000-00008`
Alternative APN	`0200189000000008`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,254 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Construction Type	Frame
Lot Area	146,797 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200189000000008
Street Address	120 MOUNTAIN RD
City	BASKING RIDGE
State	NJ
Zip	07920-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	11501
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2016
Census Tract	52604

Owner

120 Mountain Rd is owned and occupied by an individual who bought it in March 2020.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	120 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK
Jun 14, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Mar 9, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage KEARNY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Prior Sale	Mar 10, 1997 · Amount on File
Deed Document Number	202010260
Deed Book / Page	7195 / 1731
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	120 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3409
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040396
Date	Jul 1, 2021
Book Page	7358/1408
Instrument	2021040396

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	120 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020575
Date	Jun 14, 2019
Book Page	7124/0960
Instrument	2019020575

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 9, 2020
Property Address	120 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3409
Document Number	0000010260
Book / Page	7195 / 1731
Instrument Date	Feb 26, 2020
Instrument	2020010260
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 STONE RUN RD, 43, BEDMINSTER, NJ 07921-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MOUNTAIN RD, BASKING RIDGE, NJ 07920-3409

Mortgage

Document Number	0000010261
Date	Mar 9, 2020
Instrument	2020010261

Lender

Name	KEARNY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 120 Mountain Rd was $17,044, up 6.4% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,106,000 (+9.54%) Land $389,200 Building $716,800	$1,106,000 (+9.54%) Land $389,200 Building $716,800
2025	$17,044.00 (+6.39%)	$1,009,700 Land $371,200 Building $638,500	$1,009,700 Land $371,200 Building $638,500
2024	$16,021.00
2023		$796,400 Land $344,200 Building $452,200	$796,400 Land $344,200 Building $452,200
2022	$14,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Mountain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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