99 Monarch Bay Dr, Dana Point, CA 92629 Property Records

Orange County property record for 99 Monarch Bay Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,003 sqft · built 1966
Lot Size	0.239 acres (10,408 sqft)
Owner	2 Company Names on Record
Last Sale	$4,175,000 (Sep 2019)
Tax Bill	$52,493 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2024 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`670-121-51`

Property Details

APN / Parcel Number

Primary APN	`670-121-51`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,003 sqft Living Area
1st Floor Area	4,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	10,408 sqft (0.239 acres)
View / Lot	Good
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	99 MONARCH BAY DR
City	DANA POINT
State	CA
Zip	92629-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3748 BLK LOT 43
Legal Subdivision	TRACT NO 3748
Legal Tract	3748
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2013
Census Tract	42305

Owner

Source: Orange County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ZIONS BANCORPORATION NA
May 9, 2024	Intrafamily Transfer, Transfer
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Sep 26, 2019	Grant Deed, Transfer BANK OF THE WEST
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 21, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Dec 19, 2012
Deed Document Number	2019370876
Last Transfer Date	Apr 29, 2024
Transfer Doc	0000115215
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Aug 7, 2026
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Document Number	0000224951
Instrument Date	Aug 4, 2026
Instrument	2026224951
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000224951,
Date	Aug 7, 2026
Instrument	2026224951

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 9, 2024
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Document Number	0000115215
Map Reference	MB 142 PG 30-34
Instrument Date	Apr 29, 2024
Instrument	2024000115215
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 MONARCH BAY DR, DANA POINT, CA 92629

Mortgage

Document Number	0000265634
Date	Aug 2, 2022
Instrument	2022000265634

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409

Mortgage

Document Number	0000200236
Date	Mar 24, 2021
Instrument	2021000200236

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Document Number	0000178017
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 MONARCH BAY DR DANA POINT CA 926293409, DANA POINT, CA 92629-3409

Mortgage

Document Number	0000178017
Date	Apr 20, 2020
Instrument	178017

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Document Number	0000035812
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 MONARCH BAY DR DANA POINT CA 926293409, DANA POINT, CA 92629-3409

Mortgage

Document Number	0000035812
Date	Jan 28, 2020
Instrument	35812

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 26, 2019
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Document Number	0000370876
Instrument Date	Aug 15, 2019
Instrument	370876
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,592.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 MONARCH BAY DR DANA POINT CA 926293409, DANA POINT, CA 92629-3409

Mortgage

Document Number	370877
Date	Sep 26, 2019
Instrument	370877

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 21, 2018
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Document Number	0000060963
Instrument Date	Jan 18, 2018
Instrument	60963
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Feb 21, 2018
Property Address	99 MONARCH BAY DR, DANA POINT, CA 92629-3409
Document Number	0000060962
Instrument Date	Jan 18, 2018
Instrument	60962
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,011,979 (+2%) Land $4,411,265 Building $600,714
2025	$52,493.00 (+14.01%)	$4,913,705 (+11.96%) Land $4,324,769 Building $588,936
2023	$46,043.00 (+0.56%)	$4,388,670 Land $4,156,832 Building $231,838
2022	$45,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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