100 Monarch Bay Dr, Dana Point, CA 92629 Property Records

Orange County property record for 100 Monarch Bay Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,670 sqft · built 1963
Lot Size	0.328 acres (14,300 sqft)
Owner	2 Trust Names on File
Last Sale	$1,822,500 (Jul 2020)
Tax Bill	$9,253 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`670-121-05`

Property Details

APN / Parcel Number

Primary APN	`670-121-05`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,670 sqft Living Area
1st Floor Area	3,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	14,300 sqft (0.328 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	100 MONARCH BAY DR
City	DANA POINT
State	CA
Zip	92629-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3748 BLK LOT 91
Legal Subdivision	TRACT 3748
Legal Tract	3748
Legal Lot Number	91
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2014
Census Tract	42305

Owner

100 Monarch Bay Dr is owner-occupied and held in a trust since July 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 1, 2020	Grant Deed, Transfer NOT AVAILABLE
Jul 1, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 23, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	2020310612
Prior Transfer Date	Aug 20, 1993
Prior Transfer Doc	0000660614
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430

Mortgage

Document Number	0000027195
Date	Feb 6, 2024
Instrument	2024000027195

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	730 Months
Due	Dec 14, 2084

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430

Mortgage

Document Number	0000245024
Date	Jul 13, 2022
Instrument	2022000245024

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2020
Property Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430
Document Number	0000309603
Instrument Date	Jun 11, 2020
Instrument	309603
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$247,707.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	16775 VON KARMAN AVE #100 IRVINE CA 926064966, 100, IRVINE, CA 92606-4966
Investor	Possibly a Property Investor

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2020
Property Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430
Document Number	0000310612
Map Reference	MB 142 PG 30-34
Instrument Date	May 6, 2020
Instrument	2020000310612
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430

Mortgage

Document Number	0000310613
Date	Jul 1, 2020
Instrument	2020000310613

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 23, 2018
Property Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430
Document Number	0000310342
Instrument Date	Aug 23, 2018
Instrument	310342
Transaction Type	Transfer
Record Updated	May 6, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	100 MONARCH BAY DR DANA POINT CA 926293430, DANA POINT, CA 92629-3430
Investor	Possibly a Property Investor

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 22, 2018
Property Address	100 MONARCH BAY DR, DANA POINT, CA 92629-3430
Document Number	0000063561
Instrument Date	Dec 12, 2017
Instrument	63561
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MONARCH BAY DR DANA POINT CA 926293430, DANA POINT, CA 92629-3430

Tax Assessment & Valuation

The 2025 property tax bill for 100 Monarch Bay Dr was $9,253 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$425,399 (+2%) Land $113,393 Building $312,006
2025	$9,253.00 Homeowner's exemption	$417,058 Land $111,169 Building $305,889
2023	$6,772.00 (+2.98%) Homeowner's exemption	$400,864 Land $106,852 Building $294,012
2022	$6,576.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 100 Monarch Bay Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Monarch Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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