99 Moffat Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 99 Moffat Rd, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,576 sqft · built 1940
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Mar 2005)
Tax Bill	$23,146 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372603 49.6-1-4`

Property Details

APN / Parcel Number

Primary APN	`372603 49.6-1-4`
Alternative APNs	`260304900600010040000000` `037970`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,576 sqft Living Area
Gross Area	4,592 sqft
1st Floor Area	1,788 sqft
2nd Floor Area	1,788 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2020
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	102,366 sqft (2.35 acres)
Lot Width	214 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	840 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	037970
Street Address	99 MOFFAT RD
City	COLD SPRING
State	NY
Zip	10516-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1009
Census Tract	10700

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	99 MOFFAT RD, COLD SPRING, NY 10516-3556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2005 · Amount on Record
Deed Sale	Mar 7, 2005 · Amount on Record
Prior Sale	Jul 7, 1998 · Amount on Record
Deed Book / Page	1698 / 245
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	99 MOFFAT RD, COLD SPRING, NY 10516-3556
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MOFFAT RD, COLD SPRING, NY 10516-3556

Mortgage

Document Number	0071550327
Date	Sep 25, 2020
Book Page	7155/327
Instrument	7736-2020

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	99 MOFFAT RD, COLD SPRING, NY 10516-3556
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MOFFAT RD, COLD SPRING, NY 10516-3556

Mortgage

Document Number	0071550307
Date	Sep 25, 2020
Book Page	7155/307
Instrument	7735-2020

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	4.87%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Nelsonville Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$401,800 (-) Land $131,750 Building $270,050	$1,310,075 (+14.84%)
2024	$23,146.00
2023		$401,800 (-) Land $131,750 Building $270,050	$1,140,829 (+11.73%) Land $374,077 Building $766,752
2022		$401,800 Land $131,750 Building $270,050	$1,021,093 Land $334,816 Building $686,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Nearby Properties on Moffat Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures