55 Moffat Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 55 Moffat Rd, Cold Spring, NY 10516

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 3 ba · 5,018 sqft · built 1880
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Jul 2025)
Tax Bill	$25,037 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 49.6-2-2.1`

Property Details

APN / Parcel Number

Primary APN	`372689 49.6-2-2.1`
Alternative APN	`268904900600020020010000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,018 sqft Living Area
Gross Area	6,650 sqft
1st Floor Area	2,922 sqft
Upper Floors Area	2,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2019
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Lot Area	94,090 sqft (2.16 acres)
Lot Width	585 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	816 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,417 sqft
Patio Area	552 sqft
Shed	1 Shed
Shed Area	432 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	55 MOFFAT RD
City	COLD SPRING
State	NY
Zip	10516-3555
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R80
Legal Block	2
Legal Lot Number	2.001
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2034
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 POPLAR ST, 2B, BROOKLYN, NY 11201-6931
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Aug 17, 2000 · Amount on Record
Deed Document Number	20253973
Deed Book / Page	2404 / 18
Prior Transfer Date	Oct 13, 2016
Prior Transfer Doc	0020270367
Record Updated	Oct 29, 2026

July 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 14, 2025
Property Address	55 MOFFAT RD, COLD SPRING, NY 10516-3555
Document Number	0024040018
Book / Page	2404 / 18
Instrument Date	Jul 14, 2025
Instrument	3973-2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 MOFFAT RD, COLD SPRING, NY 10516-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 POPLAR ST APT 2B, 2B, BROOKLYN, NY 11201-6931

Mortgage

Document Number	0000799850
Date	Jul 14, 2025
Instrument	7998/50

Lender

Name	THE DIME SAVINGS BANK WILLIAMSBURGH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,400 (-) Land $65,800 Building $382,600	$1,462,015 (+10.07%)
2024	$25,037.00	$448,400 (-) Land $65,800 Building $382,600	$1,328,199 (+4.32%)
2023		$448,400 Land $65,800 Building $382,600	$1,273,140 Land $186,826 Building $1,086,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2007–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20