Albemarle County property record for 99 Mill Creek Ct, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,566 sqft · built 1987 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,164 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090C0-00-00-02900 |
| Primary APN | 090C0-00-00-02900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Finished Area |
| Flooring | Parquet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 16,248 sqft (0.373 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 760 sqft |
| Patio Area | 798 sqft |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 99 MILL CREEK CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | MILL CREEK 1 29 PH-1 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 090C0-00-00-02900
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 99 MILL CREEK CT, CHARLOTTESVILLE, VA 22902-8787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU |
| May 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2009 |
| Transfer Doc | 3835/466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 99 MILL CREEK CT, CHARLOTTESVILLE, VA 22902-8787 |
| Document Number | 0000012460 |
| Instrument Date | Sep 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS |
| Name | Verified Name |
|---|---|
| Address | 99 MILL CREEK CT CHARLOTTESVILLE VA 229028787, CHARLOTTESVILLE, VA 22902-8787 |
| Document Number | 0000012460 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 005385/000602 |
| Instrument | 12460 |
| Name | UNIVERSITY/VA CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 99 MILL CREEK CT, CHARLOTTESVILLE, VA 22902-8787 |
| Document Number | 0000005167 |
| Instrument Date | May 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Title Company | CHARLOTTESVILLE SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99 MILL CREEK CT CHARLOTTESVILLE VA 229028787, CHARLOTTESVILLE, VA 22902-8787 |
| Document Number | 0000005167 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 005046/000345 |
| Instrument | 5167 |
| Name | MEMBER OPTIONS |
|---|---|
| Address | CHARLOTTESVILLE, VA 22903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 13, 2028 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,164.00 (+10.92%) | $465,800 (+10.9%) Land $200,000 Building $265,800 | $465,800 (+10.9%) Land $200,000 Building $265,800 |
| 2025 | $3,754.00 (+10.7%) | $420,000 (+5.77%) Land $144,000 Building $276,000 | $420,000 (+5.77%) Land $144,000 Building $276,000 |
| 2023 | $3,391.00 | $397,100 Land $144,000 Building $253,100 | $397,100 Land $144,000 Building $253,100 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 266 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures