Albemarle County property record for 91 Mill Creek Ct, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1987 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Apr 2021) |
| Tax Bill | $4,159 (2026) |
| Deeds & Mortgages | Mar 2023 Sale Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090C0-00-00-03100 |
| Primary APN | 090C0-00-00-03100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Finished Area |
| Flooring | Parquet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 16,204 sqft (0.372 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
| Porch Area | 45 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 91 MILL CREEK CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | MILL CREEK 1 31 PH-1 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 090C0-00-00-03100
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 DOUGLAS AVE, CHARLOTTESVILLE, VA 22902-5748 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Distribution, Transfer |
| Apr 21, 2021 | Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Deed Document Number | 20217074 |
| Deed Book / Page | 5524 / 369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 16, 2023 |
| Property Address | 91 MILL CREEK CT, CHARLOTTESVILLE, VA 22902-8787 |
| Document Number | 202300001993 |
| Map Reference | MB 974 PG 358-364 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 202300001993 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 MILL CREEK CT, CHARLOTTESVILLE, VA 22902-8787 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 21, 2021 |
| Property Address | 91 MILL CREEK CT, CHARLOTTESVILLE, VA 22902-8787 |
| Document Number | 5524/369 |
| Book / Page | 5524 / 369 |
| Map Reference | MB 4099 PG 477 |
| Instrument Date | Apr 06, 2021 |
| Instrument | 2021-00007074 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 DOUGLAS AVE, CHARLOTTESVLE, VA 22902-5748 |
| Document Number | 202100007075 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-00007075 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,159.00 (+9.05%) | $465,200 (+9.02%) Land $200,000 Building $265,200 | $465,200 (+9.02%) Land $200,000 Building $265,200 |
| 2025 | $3,814.00 (+15.82%) | $426,700 (+10.66%) Land $144,000 Building $282,700 | $426,700 (+10.66%) Land $144,000 Building $282,700 |
| 2023 | $3,293.00 (+6.85%) | $385,600 Land $144,000 Building $241,600 | $385,600 Land $144,000 Building $241,600 |
| 2022 | $3,082.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 266 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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