99 Main St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 99 Main St, Franklin, LA 70538

Property Summary

Property Type	Commercial
Lot Size	6.48 acres (282,269 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Mar 2026)
Tax Bill	$13,225 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2264661113.00`

Property Details

APN / Parcel Number

Primary APN	`2264661113.00`

Exterior

Lot Area	282,269 sqft (6.48 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	99 MAIN ST
City	FRANKLIN
State	LA
Zip	70538-7043
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT TRACT ABCDEFGHIJKLMNA PER PLAT 120 294913 ACQ 468 345634 IMPROVEMENT ON THE LAND OF SECRETARY OF VETERANS AFFAIRS ACQ 468 345634
Legal Range	09
Legal Township	14
Legal Section	02
Legal Subdivision	WARD TWELVE NON-SUBDIVISION
Legal Tract	A-N
Jurisdiction	ST MARY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1012
Census Tract	41500

Owner

Source: St. Mary Parish records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5014 WILLOW ST, NEW ORLEANS, LA 70115-6448
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Special Warranty Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
May 20, 2025	Special Warranty Deed, Foreclosure
Apr 18, 2023	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	May 20, 2025
Deed Document Number	2026372046
Prior Transfer Date	Apr 7, 2025
Prior Transfer Doc	0000345555
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST MARY LA
Recording Date	Mar 25, 2026
Property Address	99 MAIN ST, FRANKLIN, LA 70538-7043
Document Number	0000372046
Instrument Date	Mar 5, 2026
Instrument	372046
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5014 WILLOW ST, NEW ORLEANS, LA 70115-6448

Mortgage

Document Number	0000372047
Date	Mar 25, 2026
Instrument	372047

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	Other

May 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	ST MARY LA
Recording Date	May 20, 2025
Property Address	99 MAIN ST, FRANKLIN, LA 70538-7043
Document Number	000468/145
Book / Page	468 / 145
Instrument Date	Mar 26, 2025
Instrument	345634
Transaction Type	Foreclosure
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Apr 18, 2023
Property Address	99 MAIN ST, FRANKLIN, LA 70538-7043
Document Number	000442/168
Book / Page	442 / 168
Instrument Date	Apr 18, 2023
Instrument	341315
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CYPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 MAIN ST, FRANKLIN, LA 70538-7043

Mortgage

Document Number	0000361958
Date	Apr 18, 2023
Instrument	361958

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Franklin City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,225.00 (+30.75%)	$114,520 (-) Land $16,200 Building $98,320	$872,656 (-) Land $162,000 Building $710,656
2024	$10,115.00 (-15%) Homeowner's exemption	$114,520 (-6.74%) Land $16,200 Building $98,320	$872,656 (+%) Land $162,000 Building $710,656
2023	$11,900.00 (+46.7%)	$122,798 (+86.86%) Land $16,200 Building $106,598	$872,653 (+81.3%) Land $162,000 Building $710,653
2022	$8,112.00	$65,718 Land $12,960 Building $52,758	$481,320 Land $129,600 Building $351,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	35 (1980–2021)
Claims Outside the SFHA	16 of 35
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 13 claims Hurricane Rita, Sep 2005 · 8 claims Hurricane Lili, Oct 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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