105 Main St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 105 Main St, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Dec 2025)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2264661132.00`

Property Details

APN / Parcel Number

Primary APN	`2264661132.00`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	105 MAIN ST
City	FRANKLIN
State	LA
Zip	70538-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT BD WINCHESTER - MAIN ST - BODIN DR - SHANNON ET AL ACQ 429 339309
Legal Range	09
Legal Township	14
Legal Section	02
Legal Subdivision	WARD TWELVE NON-SUBDIVISION
Jurisdiction	ST MARY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	41500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Historic District listed 1982 · 328 contributing resources · NRIS 82000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Mary Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 MAIN ST, FRANKLIN, LA 70538-6148
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage FIRST NATIONAL BANK OF JEANERETTE
Jun 2, 2022	Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB
Mar 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Oct 17, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	2025370687
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	105 MAIN ST, FRANKLIN, LA 70538-6148
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370688
Date	Dec 18, 2025
Instrument	370688

Lender

Name	FIRST NATIONAL BANK OF JEANERETTE
Type	Bank

Agreement

Amount	Amount Recorded

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Jun 2, 2022
Property Address	105 MAIN ST, FRANKLIN, LA 70538-6148
Document Number	000429/561
Book / Page	429 / 561
Instrument Date	Jun 2, 2022
Instrument	339309
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9396 GARRETT RD, MAURICE, LA 70555-3777

Mortgage

Document Number	0000359033
Date	Jun 2, 2022
Instrument	359033

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	105 MAIN ST, FRANKLIN, LA 70538-6148
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1585/759
Date	Mar 4, 2020
Book Page	1585/759
Instrument	350756

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY LA
Recording Date	Oct 17, 2019
Property Address	105 MAIN ST, FRANKLIN, LA 70538-6148
Document Number	000390/474
Book / Page	390 / 474
Instrument Date	Oct 4, 2019
Instrument	333447
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15223 HIGHWAY 182, FRANKLIN, LA 70538-3131

Tax Assessment & Valuation

Source: St. Mary Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Municipality	Franklin City
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (+19.22%) Homeowner's exemption	$20,090 (-) Land $2,642 Building $17,448	$200,900 (-) Land $26,420 Building $174,480
2023	$1,946.00	$20,090 Land $2,642 Building $17,448	$200,900 Land $26,420 Building $174,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	35 (1980–2021)
Claims Outside the SFHA	16 of 35
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 13 claims Hurricane Rita, Sep 2005 · 8 claims Hurricane Lili, Oct 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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