Middlesex County and Concord Town property record for 99 Independence Rd, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,006 sqft · built 1952 |
| Lot Size | 0.869 acres (37,860 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $1,887,500 (Oct 2020) |
| Tax Bill | $28,216 (2025) |
| Deeds & Mortgages | Oct 2020 Sale May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:8I B:4143 |
| Primary APN | CONC M:8I B:4143 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,006 sqft Living Area |
| Gross Area | 13,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,860 sqft (0.869 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1861 |
|---|---|
| Street Address | 99 INDEPENDENCE RD |
| City | CONCORD |
| State | MA |
| Zip | 01742-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Subdivision | CONCORD |
| Legal Block | 4143 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 361300 |
Source: Middlesex County and Concord Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 99 INDEPENDENCE RD, CONCORD, MA 01742-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 7, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Prior Sale | Aug 3, 2006 · Amount on Record |
| Prior Transfer Date | Oct 14, 2020 |
| Prior Transfer Doc | 75984-162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Oct 26, 2020 |
| Property Address | 99 INDEPENDENCE RD, CONCORD, MA 01742-2643 |
| Document Number | 75984-162 |
| Book / Page | 075984 / 000162 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 6121 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,607.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 INDEPENDENCE RD CONCORD MA 017422643, CONCORD, MA 01742-2643 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 99 INDEPENDENCE RD, CONCORD, MA 01742-2643 |
| Document Number | 71031-512 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 99 INDEPENDENCE RD CONCORD MA 017422643, CONCORD, MA 01742-2643 |
| Document Number | 71031-512 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 071031/000512 |
| Instrument | 70507 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,216.00 (+2.98%) | $2,127,900 (+1.97%) Land $1,080,900 Building $1,047,000 | $2,341,370 |
| 2024 | $27,400.00 (+17.31%) | $2,086,800 (+15.79%) Land $1,080,900 Building $1,005,900 | |
| 2023 | $23,357.00 | $1,802,200 Land $884,300 Building $917,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1978–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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