107 Independence Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 107 Independence Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,904 sqft · built 1947
Lot Size	0.792 acres (34,507 sqft)
Owner	Individual Name on File
Last Sale	$3,015,000 (Aug 2020)
Tax Bill	$397 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:00008I B:04144-00045`

Property Details

APN / Parcel Number

Primary APN	`M:00008I B:04144-00045`
Alternative APNs	`CONC M:8I B:4144 L:45` `1862`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,904 sqft Living Area
Gross Area	8,955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,507 sqft (0.792 acres)
Garage Type	Basement
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1862
Street Address	107 INDEPENDENCE RD
City	CONCORD
State	MA
Zip	01742-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	CONCORD
Legal Block	4144
Legal Lot Number	45
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2000
Census Tract	361300

Owner

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 INDEPENDENCE RD, CONCORD, MA 01742-2654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	May 8, 2014 · Amount on Record
Deed Document Number	2020147040
Deed Book / Page	75460 / 86
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Aug 26, 2020
Property Address	107 INDEPENDENCE RD, CONCORD, MA 01742-2654
Document Number	75460-86
Book / Page	75460 / 86
Instrument Date	Aug 20, 2020
Instrument	147040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 INDEPENDENCE RD, CONCORD, MA 01742-2654

Mortgage

Document Number	147041
Date	Aug 26, 2020
Instrument	147041

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2027
Max Rate At Change	2.25%
Index	LIBOR

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$397.00 (-98.98%)	$2,994,000 (+0.7%) Land $1,069,200 Building $1,924,800	$3,358,060
2024	$39,037.00 (+26.9%)	$2,973,100 (+25.25%) Land $1,069,200 Building $1,903,900
2023	$30,763.00	$2,373,700 Land $874,700 Building $1,499,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Town of Concord, Massachusetts Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20