99 Highland Cliff Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 99 Highland Cliff Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,464 sqft · built 1979
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Mar 2022)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINM M:6 B:2 L:3`

Property Details

APN / Parcel Number

Primary APN	`WINM M:6 B:2 L:3`
Alternative APNs	`006002003000` `T3642R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	888 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	T3642R
Street Address	99 HIGHLAND CLIFF RD
City	WINDHAM
State	ME
Zip	04062-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	2
Legal Lot Number	3
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1002
Census Tract	4803

Owner

99 Highland Cliff Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 20, 2020	Grant Deed, Transfer ATTORNEY ONLY
May 5, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Deed Document Number	202212393
Deed Book / Page	39230 / 295
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Mar 4, 2022
Property Address	99 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4018
Document Number	0392300295
Book / Page	39230 / 295
Instrument Date	Mar 4, 2022
Instrument	12393
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000012394
Date	Mar 4, 2022
Instrument	12394

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINDHAM ME
Recording Date	Nov 20, 2020
Property Address	99 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4018
Document Number	0374720145
Book / Page	037472 / 000145
Instrument Date	Nov 18, 2020
Instrument	76108
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1375 FOREST AVE #15 PORTLAND ME 041031896, 15, PORTLAND, ME 04103-1896

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	99 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4018
Document Number	0366910273
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 HIGHLAND CLIFF RD WINDHAM ME 040624018, WINDHAM, ME 04062-4018

Mortgage

Document Number	0366910273
Date	May 14, 2020
Book Page	036691/000273
Instrument	24844

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 99 Highland Cliff Rd was $4,752, up 5.2% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,752.00 (+5.16%)	$394,000 (-) Land $125,500 Building $268,500
2024	$4,519.00 (+6.68%)	$394,000 (+4.18%) Land $125,500 Building $268,500
2023	$4,236.00 (+8.17%)	$378,200 (+12.13%) Land $116,800 Building $261,400
2022	$3,916.00	$337,300 Land $104,300 Building $233,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 99 Highland Cliff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Highland Cliff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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