102 Highland Cliff Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 102 Highland Cliff Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1981
Lot Size	1.83 acres (80,020 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Nov 2020)
Tax Bill	$4,644 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007041A 000`

Property Details

APN / Parcel Number

Primary APN	`007041A 000`
Alternative APNs	`WINM M:7 B:41 L:A` `G6339R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,160 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,020 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	G6339R
Street Address	102 HIGHLAND CLIFF RD
City	WINDHAM
State	ME
Zip	04062-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	41
Legal Lot Number	A
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1007
Census Tract	4803

Owner

Source: Cumberland County and Windham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 HIGHLAND CLIFF RD, WINDHAM, ME 04062-7000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Nov 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Nov 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Apr 11, 2017	Warranty Deed, Transfer · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Document Number	202073393
Deed Book / Page	37423 / 288
Transfer Doc	0339720300
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	102 HIGHLAND CLIFF RD, WINDHAM, ME 04062-7000
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0416660006
Date	Aug 20, 2025
Book Page	41666/6
Instrument	33039

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	102 HIGHLAND CLIFF RD, WINDHAM, ME 04062-7000
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361710193
Date	Nov 14, 2019
Book Page	36171/193
Instrument	58597

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Nov 13, 2020
Property Address	102 HIGHLAND CLIFF RD, WINDHAM, ME 04062-7000
Document Number	0374230288
Book / Page	37423 / 288
Instrument Date	Nov 12, 2020
Instrument	73393
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 N GORHAM RD, GORHAM, ME 04038-3000

Mortgage

Document Number	0000073394
Date	Nov 13, 2020
Instrument	73394

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTLAND ME
Recording Date	Apr 11, 2017
Property Address	102 HIGHLAND CLIFF RD, WINDHAM, ME 04062-7000
Document Number	0339360030
Book / Page	33936 / 0030
Instrument	000000016363
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016364
Date	Apr 11, 2017
Instrument	000000016364

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,644.00 (+5.14%)	$385,100 (-) Land $126,400 Building $258,700
2024	$4,417.00 (+8.53%)	$385,100 (+5.97%) Land $126,400 Building $258,700
2023	$4,070.00 (+8.56%)	$363,400 (+12.54%) Land $117,600 Building $245,800
2022	$3,749.00	$322,900 Land $104,800 Building $218,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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