Middlesex County and Melrose City property record for 99 Grove St, Melrose, MA 02176
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,787 sqft · built 1900 |
| Lot Size | 0.096 acres (4,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2010) |
| Tax Bill | $8,882 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0C6 P:0000099 |
| Primary APN | MELR M:0C6 P:0000099 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 3,600 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,164 sqft (0.096 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 99 GROVE ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-4631 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | URC |
| Legal Subdivision | BENJAMIN R UPHAM |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 336404 |
99 Grove St, a duplex, is owned and occupied by two individuals who bought it in November 2010.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 99 GROVE ST, MELROSE, MA 02176-4631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2010 · Amount on File |
| Deed Sale | Nov 19, 2010 · Amount on File |
| Deed Document Number | 2010211968 |
| Deed Book / Page | 55866 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 99 GROVE ST, MELROSE, MA 02176-4631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75480-220 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 75480/220 |
| Instrument | 148992 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
The 2026 property tax bill for 99 Grove St was $8,882, up 11,902.7% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,882.00 (+11,902.7%) | $774,400 (+2.43%) Land $393,900 Building $380,500 | $756,665 |
| 2025 | $74.00 (-98.95%) | $756,000 (+6.42%) Land $393,900 Building $362,100 | |
| 2024 | $7,054.00 (+0.03%) | $710,400 (+4.96%) Land $368,500 Building $341,900 | |
| 2023 | $7,052.00 | $676,800 Land $343,100 Building $333,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 99 Grove St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 99 Grove St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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