96 Grove St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 96 Grove St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1900
Lot Size	0.078 acres (3,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Oct 2021)
Tax Bill	$7,270 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C6 P:0000085`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C6 P:0000085`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	2,288 sqft
Basement Area	759 sqft
Unfinished Basement	759 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,376 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	96 GROVE ST
City	MELROSE
State	MA
Zip	02176-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URC
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	5
Census Block	5011
Census Tract	336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 GROVE ST, MELROSE, MA 02176-4630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CITY BANK
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	2021231090
Deed Book / Page	78962 / 540
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Oct 21, 2021
Property Address	96 GROVE ST, MELROSE, MA 02176-4630
Document Number	78962-540
Book / Page	78962 / 540
Instrument Date	Oct 21, 2021
Instrument	231090
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	96 GROVE ST, MELROSE, MA 02176-4630

Mortgage

Document Number	231091
Date	Oct 21, 2021
Instrument	231091

Lender

Name	METRO CITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	96 GROVE ST, MELROSE, MA 02176-4630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69025-182
Date	Mar 20, 2017
Book Page	69025/182
Instrument	40342

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,270.00 (+11,818.03%)	$633,800 (+1.65%) Land $330,400 Building $303,400	$723,037 (+1.59%)
2025	$61.00 (-98.97%)	$623,500 (+4.74%) Land $330,400 Building $293,100	$711,740
2024	$5,911.00 (+1.77%)	$595,300 (+6.8%) Land $309,100 Building $286,200
2023	$5,808.00	$557,400 Land $287,800 Building $269,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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