99 Gray Rd, Adel, GA 31620 Property Records

Cook County property record for 99 Gray Rd, Adel, GA 31620

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,432 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2025)
Tax Bill	$637 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0028-089`

Property Details

APN / Parcel Number

Primary APN	`0028-089`
Alternative APN	`5657`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,432 sqft Gross Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile/Manufactured
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	231 sqft

Location & Zoning

Account Number	5657
Street Address	99 GRAY RD
City	ADEL
State	GA
Zip	31620-7639
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LL 404-3
Jurisdiction	COOK GA
Township / Civil Division	ADEL-SPARKS
Census Block Group	1
Census Block	1010
Census Tract	960400

Owner

Source: Cook County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	99 GRAY RD, ADEL, GA 31620-7639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage 21ST CENTURY MORTGAGE
Feb 5, 2025	Warranty Deed, Transfer
Aug 30, 2024	Warranty Deed, Transfer
Feb 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Aug 30, 2024
Deed Book / Page	987 / 575
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	0000878/88
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK GA
Property Address	99 GRAY RD, ADEL, GA 31620-7639
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 GRAY RD, ADEL, GA 31620-7639

Mortgage

Document Number	0000000893/0000000191
Date	Sep 17, 2020
Book Page	0000000893/0000000191

Lender

Name	21ST CENTURY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jan 1, 2043

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK GA
Recording Date	Feb 5, 2025
Property Address	99 GRAY RD, ADEL, GA 31620-7639
Document Number	000987/575
Book / Page	987 / 575
Instrument Date	Jan 27, 2025
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 GRAY RD, ADEL, GA 31620-7639

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK GA
Recording Date	Aug 30, 2024
Property Address	99 GRAY RD, ADEL, GA 31620-7639
Document Number	000983/722
Book / Page	983 / 722
Instrument Date	Aug 6, 2024
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 GRAY RD, ADEL, GA 31620-7639
Investor	Possibly a Property Investor

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK GA
Recording Date	Feb 26, 2020
Property Address	99 GRAY RD, ADEL, GA 31620-7639
Document Number	0000878/88
Book / Page	878 / 88
Instrument Date	Feb 26, 2020
Instrument	2020-000102
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 GRAY RD, ADEL, GA 31620-7639

Tax Assessment & Valuation

Source: Cook County assessment roll, as of February 26, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Cook County
Unified School District	Cook County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$637.00 (+6.52%)	$25,626 (+7.24%) Land $4,830 Building $20,796	$64,064 (+7.24%) Land $12,075 Building $51,989
2023		$23,895 Land $3,818 Building $20,077	$59,738 Land $9,545 Building $50,193
2022	$598.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2008–2009)
Most Recent Claim	Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Gray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures