Cook County property record for 931 Gray Rd, Adel, GA 31620
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,313 sqft · built 2006 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2011 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 0028-010-A |
| Primary APN | 0028-010-A |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,313 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Porch | Open Porch |
| Porch Area | 609 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5573 |
|---|---|
| Old Parcel Number | 0028 010A |
| Street Address | 931 GRAY RD |
| City | ADEL |
| State | GA |
| Zip | 31620-7661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LL 425 9TH LD |
| Legal Subdivision | WG BILL HANKS |
| Jurisdiction | COOK GA |
| Township / Civil Division | ADEL-SPARKS |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 960400 |
Source: Cook County records, as of February 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | XX |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jun 30, 2011 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2004 |
| Deed Sale | Nov 2, 2004 |
| Deed Document Number | 0000048763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 931 GRAY RD, ADEL, GA 31620-7661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 931 GRAY RD, ADEL, GA 31620-7661 |
| Document Number | 0000000880/0000000265 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 0000000880/0000000265 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK GA |
| Property Address | 931 GRAY RD, ADEL, GA 31620-7661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 000674/240 |
|---|---|
| Date | Jun 30, 2011 |
| Book Page | 674/240 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 26, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Cook County |
| Unified School District | Cook County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,901.00 (-2.71%) Homeowner's exemption | $100,933 (+49.33%) Land $8,373 Building $92,560 | $252,332 (+49.33%) Land $20,932 Building $231,400 |
| 2022 | $1,954.00 Homeowner's exemption | $67,589 Land $5,909 Building $61,680 | $168,973 Land $14,773 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2008–2009) |
| Most Recent Claim | Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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