Okaloosa County property record for 99 Garnet Pl, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,660 sqft · built 2001 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $755,000 (Mar 2006) |
| Tax Bill | $3,636 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7917-0 |
| Primary APN | C56-000-589-7917-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,660 sqft Heated Area |
| Gross Area | 3,509 sqft |
| 1st Floor Area | 2,660 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Clay Tile |
| Lot Area | 8,799 sqft (0.201 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 99 GARNET PL |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD BAY PH 1-B LOT 17 BLK U |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | EMERALD BAY PH I-B |
| Legal Phase | 1 |
| Legal Block | U |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-589-7917-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 99 GARNET PL, DESTIN, FL 32541-3766 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2006 · Amount on Record |
| Deed Sale | Mar 13, 2006 · Amount on Record |
| Prior Sale | Jun 26, 2002 · Amount on Record |
| Deed Document Number | 2311420 |
| Deed Book / Page | 2693 / 3352 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,636.00 (+3.89%) Homeowner's exemption Widower's exemption | $388,352 (+5.99%) | $674,266 (-1.91%) Land $163,225 Building $511,041 |
| 2023 | $3,500.00 (+2.31%) Homeowner's exemption | $366,415 (+3%) | $687,418 (+17.41%) Land $135,004 Building $552,414 |
| 2022 | $3,421.00 Homeowner's exemption | $355,743 | $585,489 Land $122,731 Building $462,758 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233082, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018, other causes |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 2001) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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