121 Garnet Pl, Destin, FL 32541 Property Records

Okaloosa County property record for 121 Garnet Pl, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,056 sqft · built 1994
Lot Size	0.382 acres (16,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (May 2017)
Tax Bill	$8,507 (2025)
Deeds & Mortgages	May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7915-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7915-4`
Alternative APNs	`00-2S-22-102A-000U-0150` `22S200102A000U0150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,056 sqft Living Area
Gross Area	4,145 sqft
1st Floor Area	2,318 sqft
Upper Floors Area	756 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,625 sqft (0.382 acres)
Garage Type	Attached
Garage Area	542 sqft
Porch	Finished/Open Porch
Porch Area	343 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 GARNET PL
City	DESTIN
State	FL
Zip	32541-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD BAY PH 1-B LOT 15 BLK U
Legal Subdivision	EMERALD BAY PH 1-B
Legal Phase	1
Legal Block	U
Legal Lot Number	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 GARNET PL, DESTIN, FL 32541-3767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Deed Document Number	20173134017
Deed Book / Page	3298 / 4497
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0032984497
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 9, 2017
Property Address	121 GARNET PL, DESTIN, FL 32541-3767
Document Number	0032984497
Book / Page	003298 / 004497
Instrument Date	May 5, 2017
Instrument	3134017
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$4,970.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4554 W MIAMI SHELBY RD PIQUA OH 453569732, PIQUA, OH 45356-9732

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,507.00 (-0.49%) Homeowner's exemption	$846,512 (+0.6%) Land $212,193 Building $634,319	$846,512 (+0.6%) Land $212,193 Building $634,319
2023	$8,549.00 (+11.96%) Homeowner's exemption	$841,425 (+7%) Land $168,755 Building $672,670	$841,425 (+7%) Land $168,755 Building $672,670
2022	$7,636.00	$786,357 Land $153,413 Building $632,944	$786,357 Land $153,413 Building $632,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1994) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Nearby Properties on Garnet Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures