Middlesex County and Lowell City property record for 99 Fleming St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,725 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Sep 2006) |
| Tax Bill | $6,574 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C09750 |
| Primary APN | C09750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,725 sqft Living Area |
| Gross Area | 2,724 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | C09750 |
|---|---|
| Street Address | 99 FLEMING ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 2335 |
| Legal Lot Number | 99 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 311600 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 99 FLEMING ST, LOWELL, MA 01851-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2025 | Deed of Trust, Mortgage · Line of Credit BELLWETHER COMMUNITY CREDIT UNION |
| Apr 18, 2017 | Deed of Trust, Mortgage HANSCOM FCU |
| Dec 17, 2020 | Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2006 · Amount on Record |
| Deed Sale | Sep 8, 2006 · Amount on Record |
| Deed Document Number | 200650346 |
| Deed Book / Page | 20488 / 85 |
| Last Transfer Date | Nov 24, 2020 |
| Transfer Doc | 35066-110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 99 FLEMING ST, LOWELL, MA 01851-3936 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039240-210 |
|---|---|
| Date | May 12, 2025 |
| Book Page | 39240/210 |
| Instrument | 13828 |
| Name | BELLWETHER COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 99 FLEMING ST, LOWELL, MA 01851-3936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31048-219 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 31048/219 |
| Instrument | 15395 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 17, 2020 |
| Property Address | 99 FLEMING ST, LOWELL, MA 01851-3936 |
| Document Number | 35066-110 |
| Book / Page | 35066 / 110 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 65912 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 99 FLEMING ST, LOWELL, MA 01851-3936 |
| Document Number | 35066-113 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 35066/113 |
| Instrument | 65913 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 1, 2035 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,574.00 (+6.19%) | $579,200 (+7.4%) Land $267,800 Building $311,400 | $590,338 (+10.43%) |
| 2025 | $6,191.00 (+6.54%) | $539,300 (+10.53%) Land $241,400 Building $297,900 | $534,565 (+0.77%) |
| 2024 | $5,811.00 (+2.94%) | $487,900 (+7.35%) Land $217,200 Building $270,700 | $530,480 |
| 2023 | $5,645.00 | $454,500 Land $188,900 Building $265,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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