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94 Fleming St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 94 Fleming St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 860 sqft · built 1960
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Dec 2025)
Tax Bill$5,060 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNM09490

Property Details

APN / Parcel Number

Primary APNM09490
Alternative APNs
  • LOWE M:91 B:2335 L:94
  • M:000091 T:M09490

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area860 sqft Living Area
Gross Area1,539 sqft
1st Floor Area860 sqft
Basement Area644 sqft
Unfinished Basement644 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM09490
Street Address94 FLEMING ST
CityLOWELL
StateMA
Zip01851-3937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block2335
Legal Lot Number94
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3004
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address94 FLEMING ST, LOWELL, MA 01851-3937
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Quit Claim Deed, Transfer · Conventional Mortgage
HARBORONE MORTGAGE
Jul 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleJul 25, 2008 · Amount on Record
Deed Document Number202541226
Deed Book / Page39751 / 60
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 18, 2025
Property Address94 FLEMING ST, LOWELL, MA 01851-3937
Document Number0039751-60
Book / Page39751 / 60
Instrument DateDec 18, 2025
Instrument41226
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address94 FLEMING ST, LOWELL, MA 01851-3937

Mortgage

Document Number0000041227
DateDec 18, 2025
Instrument41227
Lender
NameHARBORONE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Recording DateJul 31, 2026
Property Address94 FLEMING ST, LOWELL, MA 01851-3937
Document Number0000025139
Book / Page40250 / 200
Instrument DateDec 18, 2025
Instrument202625139
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 FLEMING ST, LOWELL, MA 01851-3937

Mortgage

Document Number0000025139,
DateJul 31, 2026
Book Page40250/200
Instrument202625139
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.26%
Max Rate-1%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,060.00 (+4.57%)$445,800 (+5.77%) Land $216,000 Building $229,800$460,754 (+21.37%)
2025$4,839.00 (+7.51%)$421,500 (+11.54%) Land $194,600 Building $226,900$379,620 (+1.94%)
2024$4,501.00 (+5.53%)$377,900 (+10.05%) Land $175,200 Building $202,700$372,400
2023$4,265.00$343,400 Land $152,300 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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