99 Flagler Dr, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 99 Flagler Dr, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,613 sqft · built 1996
Lot Size	0.751 acres (32,701 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jun 2026)
Tax Bill	$9,024 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:161 B:105`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:161 B:105`
Alternative APNs	`M:00161 P:00105` `8020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,613 sqft Living Area
Gross Area	4,748 sqft
1st Floor Area	1,219 sqft
Basement Area	1,219 sqft
Unfinished Basement	1,219 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,701 sqft (0.751 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8020
Street Address	99 FLAGLER DR
City	HOLDEN
State	MA
Zip	01520-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	105
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1000
Census Tract	728300

Owner

99 Flagler Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LOAN STORE
Jun 17, 2025	Deed of Trust, Mortgage ALL ONE CREDIT UNION
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Aug 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
Nov 5, 2018	Quit Claim Deed, Transfer NORTHPOINT MORTGAGE
Sep 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Nov 5, 2018 · Amount on File
Deed Document Number	202654521
Deed Book / Page	73808 / 313
Transfer Doc	0059652-45
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Jun 30, 2026
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Document Number	0000054521
Book / Page	73808 / 313
Instrument Date	Jun 8, 2026
Instrument	202654521
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 FLAGLER DR, HOLDEN, MA 01520-2543

Mortgage

Date	Jun 30, 2026

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072128-286
Date	Jun 17, 2025
Book Page	72128/286
Instrument	48785

Lender

Name	ALL ONE CREDIT UNION

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070027-94
Date	Dec 22, 2023
Book Page	70027/94
Instrument	107202

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065965-254
Date	Sep 1, 2021
Book Page	65965/254
Instrument	122937

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65965-254
Date	Sep 1, 2021
Book Page	65965/254
Instrument	122937

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60830-1
Date	Aug 5, 2019
Book Page	60830/1
Instrument	77280

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63022-68
Date	Aug 14, 2020
Book Page	63022/68
Instrument	90867

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Nov 5, 2018
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Document Number	59652-45
Book / Page	59652 / 45
Instrument	117927
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	596520048
Date	Nov 5, 2018
Instrument	59652/0048

Lender

Name	NORTHPOINT MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Sep 21, 2017
Property Address	99 FLAGLER DR, HOLDEN, MA 01520-2543
Document Number	57768-342
Book / Page	057768 / 000342
Instrument Date	Sep 6, 2017
Instrument	4508
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 FLAGLER DR HOLDEN MA 015202543, HOLDEN, MA 01520-2543

Tax Assessment & Valuation

The 2026 property tax bill for 99 Flagler Dr was $9,024, up 2.5% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,024.00 (+2.52%)	$669,400 (+5.4%) Land $229,000 Building $440,400	$762,853 (+17.11%)
2025	$8,802.00 (+3.09%)	$635,100 (+5.25%) Land $218,100 Building $417,000	$651,415
2024	$8,538.00 (+1.46%)	$603,400 (+7.48%) Land $211,500 Building $391,900
2023	$8,415.00	$561,400 Land $183,900 Building $377,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Flagler Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Flagler Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flagler Dr

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