28 Flagler Dr, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 28 Flagler Dr, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 1992
Lot Size	0.478 acres (20,808 sqft)
Owner	2 Company Names on File
Last Sale	$652,000 (Dec 2025)
Tax Bill	$8,438 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:160 B:101`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:160 B:101`
Alternative APNs	`M:00160 P:00101` `10134`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	4,828 sqft
1st Floor Area	918 sqft
Attic	Attic
Attic Area	952 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,808 sqft (0.478 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10134
Street Address	28 FLAGLER DR
City	HOLDEN
State	MA
Zip	01520-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	101
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1015
Census Tract	728300

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	28 FLAGLER DR, HOLDEN, MA 01520-6503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit METRO CREDIT UNION
Feb 25, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 8, 2025	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Jul 15, 1993 · Amount on File
Deed Document Number	2025107027
Deed Book / Page	72934 / 300
Last Transfer Date	Feb 24, 2026
Transfer Doc	073236-344
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Recording Date	Apr 16, 2026
Property Address	28 FLAGLER DR, HOLDEN, MA 01520-6503
Document Number	0073452-79
Book / Page	73452 / 79
Instrument Date	Apr 9, 2026
Instrument	202629089
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029089,
Date	Apr 16, 2026
Book Page	73452/79
Instrument	202629089

Lender

Name	METRO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 25, 2026
Property Address	28 FLAGLER DR, HOLDEN, MA 01520-6503
Document Number	073236-344
Book / Page	73236 / 344
Instrument Date	Feb 24, 2026
Instrument	14271
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FLAGLER DR, HOLDEN, MA 01520-6503

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Dec 8, 2025
Property Address	28 FLAGLER DR, HOLDEN, MA 01520-6503
Document Number	072934-300
Book / Page	72934 / 300
Instrument Date	Dec 5, 2025
Instrument	107027
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 FLAGLER DR, HOLDEN, MA 01520-6503

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,438.00 (+2.49%)	$626,000 (+5.39%) Land $205,500 Building $420,500	$638,838 (-0.24%)
2025	$8,233.00 (+5.08%)	$594,000 (+7.28%) Land $195,700 Building $398,300	$640,395
2024	$7,835.00 (+5.52%)	$553,700 (+11.79%) Land $190,000 Building $363,700
2023	$7,425.00	$495,300 Land $165,200 Building $330,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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