99 Exchange St, Leominster, MA 01453 Property Records

Worcester County and Leominster City property record for 99 Exchange St, Leominster, MA 01453

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1980
Lot Size	0.218 acres (9,479 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2017)
Tax Bill	$5,128 (2026)
Deeds & Mortgages	Oct 2020 Refinance Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LEOM M:0125 B:0021 L:0000`

Property Details

APN / Parcel Number

Primary APN	`LEOM M:0125 B:0021 L:0000`
Alternative APN	`2722`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,490 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,479 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2722
Street Address	99 EXCHANGE ST
City	LEOMINSTER
State	MA
Zip	01453-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	21
Jurisdiction	LEOMINSTER MA
Township / Civil Division	LEOMINSTER
Census Block Group	5
Census Block	5008
Census Tract	709701

Owner

99 Exchange St is owned and occupied by an individual who bought it in May 2017.

Source: Worcester County and Leominster City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	99 EXCHANGE ST, LEOMINSTER, MA 01453-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
May 3, 2017	Quit Claim Deed, Transfer · Conventional with PMI WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Prior Sale	Jan 17, 2014 · Amount on File
Deed Book / Page	8809 / 167
Transfer Doc	008809-167
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEOMINSTER MA
Property Address	99 EXCHANGE ST, LEOMINSTER, MA 01453-2515
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9753-205
Date	Oct 14, 2020
Book Page	9753/205
Instrument	18131

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEOMINSTER MA
Property Address	99 EXCHANGE ST, LEOMINSTER, MA 01453-2515
Document Number	9443-1
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 EXCHANGE ST LEOMINSTER MA 014532515, LEOMINSTER, MA 01453-2515

Mortgage

Document Number	9443-1
Date	Oct 8, 2019
Book Page	009443/000001
Instrument	17696

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2039

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEOMINSTER MA
Recording Date	May 3, 2017
Property Address	99 EXCHANGE ST, LEOMINSTER, MA 01453-2515
Document Number	8809-167
Book / Page	008809 / 000167
Instrument Date	Apr 6, 2017
Instrument	7253
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 EXCHANGE ST LEOMINSTER MA 014532515, LEOMINSTER, MA 01453-2515

Mortgage

Document Number	8809-169
Date	May 3, 2017
Book Page	008809/000169
Instrument	7254

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 99 Exchange St was $5,128, up 5.6% from the year before.

Source: Worcester County and Leominster City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Leominster City
Unified School District	Leominster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,128.00 (+5.64%)	$375,400 (+8.5%) Land $120,900 Building $254,500	$339,720 (-)
2025	$4,854.00 (+3.67%)	$346,000 (+7.22%) Land $118,500 Building $227,500	$339,720 (+2.41%)
2024	$4,682.00 (+3.29%)	$322,700 (+10.63%) Land $112,900 Building $209,800	$331,740
2023	$4,533.00	$291,700 Land $98,100 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Exchange St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Exchange St

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