91 Exchange St, Leominster, MA 01453 Property Records

Worcester County and Leominster City property record for 91 Exchange St, Leominster, MA 01453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1856
Lot Size	0.336 acres (14,650 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jun 2024)
Tax Bill	$5,039 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`LEOM M:0125 B:0019 L:0000`

Property Details

APN / Parcel Number

Primary APN	`LEOM M:0125 B:0019 L:0000`
Alternative APN	`2720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	3,107 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,650 sqft (0.336 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2720
Street Address	91 EXCHANGE ST
City	LEOMINSTER
State	MA
Zip	01453-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	19
Jurisdiction	LEOMINSTER MA
Township / Civil Division	LEOMINSTER
Census Block Group	5
Census Block	5008
Census Tract	709701

Owner

91 Exchange St is owned and occupied by two individuals who bought it in June 2024.

Source: Worcester County and Leominster City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 EXCHANGE ST, LEOMINSTER, MA 01453-2515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
May 17, 2019	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Prior Sale	Nov 4, 2022 · Amount on File
Deed Document Number	20248099
Deed Book / Page	10786 / 144
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEOMINSTER MA
Recording Date	Nov 4, 2022
Property Address	91 EXCHANGE ST, LEOMINSTER, MA 01453-2515
Document Number	010457-359
Book / Page	10457 / 359
Instrument Date	Nov 4, 2022
Instrument	19917
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 EXCHANGE ST, LEOMINSTER, MA 01453-2515

Mortgage

Document Number	0000019918
Date	Nov 4, 2022
Instrument	19918

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEOMINSTER MA
Property Address	91 EXCHANGE ST, LEOMINSTER, MA 01453-2515
Document Number	9326-179
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 EXCHANGE ST LEOMINSTER MA 014532515, LEOMINSTER, MA 01453-2515

Mortgage

Document Number	9326-179
Date	May 22, 2019
Book Page	009326/000179
Instrument	7828

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 21, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 91 Exchange St was $5,039, up 12.8% from the year before.

Source: Worcester County and Leominster City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Leominster City
Unified School District	Leominster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,039.00 (+12.83%)	$368,900 (+15.9%) Land $128,600 Building $240,300	$368,030 (-)
2025	$4,466.00 (+3.31%)	$318,300 (+6.85%) Land $126,100 Building $192,200	$368,030 (+0.47%)
2024	$4,323.00 (+4.12%)	$297,900 (+11.49%) Land $120,100 Building $177,800	$366,320
2023	$4,152.00	$267,200 Land $104,400 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Exchange St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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