99 Elm St, Ossipee, NH 03864 Property Records

Carroll County and Ossipee Town property record for 99 Elm St, Ossipee, NH 03864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,242 sqft · built 1974
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSSI M:00236 L:007000 S:000000`

Property Details

APN / Parcel Number

Primary APN	`OSSI M:00236 L:007000 S:000000`
Alternative APN	`M:00236 B:007000 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,928 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	283,140 sqft (6.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	99 ELM ST
City	OSSIPEE
State	NH
Zip	03864-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR EL
Legal Lot Number	7000
Jurisdiction	OSSIPEE TOWN NH
Township / Civil Division	OSSIPEE
Census Block Group	2
Census Block	2014
Census Tract	955902

Owner

99 Elm St is owned and occupied by two individuals.

Source: Carroll County and Ossipee Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	99 ELM ST, OSSIPEE, NH 03864-7156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONS MORTGAGE LLC
Apr 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSSIPEE TOWN NH
Property Address	99 ELM ST, OSSIPEE, NH 03864-7156
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003866-0355
Date	Feb 17, 2026
Book Page	3866/355
Instrument	202600013990

Lender

Name	NATIONS MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSSIPEE TOWN NH
Property Address	99 ELM ST, OSSIPEE, NH 03864-7156
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003816-0211
Date	Apr 7, 2025
Book Page	3816/211
Instrument	202500027130

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 99 Elm St was $3,922, up 19.4% from the year before.

Source: Carroll County and Ossipee Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Ossipee Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,922.00 (+19.39%)	$307,100 (+8.44%) Land $163,800 Building $143,300
2024	$3,285.00 (+11.85%)	$283,200 (-) Land $163,800 Building $119,400
2023	$2,937.00 (+18.19%)	$283,200 (+109.47%) Land $163,800 Building $119,400	$249,660
2022	$2,485.00	$135,200 Land $56,500 Building $78,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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