91 Elm St, Ossipee, NH 03864 Property Records

Carroll County and Ossipee Town property record for 91 Elm St, Ossipee, NH 03864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 761 sqft · built 1957
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Feb 2026)
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OSSI M:00236 L:004000 S:000000`

Property Details

APN / Parcel Number

Primary APN	`OSSI M:00236 L:004000 S:000000`
Alternative APN	`M:00236 B:004000 L:000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	761 sqft Living Area
Gross Area	1,573 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	439,956 sqft (10.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	91 ELM ST
City	OSSIPEE
State	NH
Zip	03864-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR EL
Legal Lot Number	4000
Jurisdiction	OSSIPEE TOWN NH
Township / Civil Division	OSSIPEE
Census Block Group	2
Census Block	2014
Census Tract	955902

Owner

91 Elm St is owned and occupied by an individual who bought it in February 2026.

Source: Carroll County and Ossipee Town records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	91 ELM ST, OSSIPEE, NH 03864-7156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Feb 26, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Feb 26, 2024 · Amount on File
Deed Document Number	202613860
Deed Book / Page	3866 / 283
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSSIPEE TOWN NH
Recording Date	Feb 13, 2026
Property Address	91 ELM ST, OSSIPEE, NH 03864-7156
Document Number	003866-0283
Book / Page	3866 / 283
Instrument Date	Feb 12, 2026
Instrument	202600013860
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600013870
Date	Feb 13, 2026
Instrument	202600013870

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSSIPEE TOWN NH
Recording Date	Feb 26, 2024
Property Address	91 ELM ST, OSSIPEE, NH 03864-7156
Document Number	003760-0548
Book / Page	3760 / 548
Instrument Date	Feb 23, 2024
Instrument	2415620
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 MAIN ST, PLAISTOW, NH 03865-3032

Mortgage

Document Number	0002415630
Date	Feb 26, 2024
Instrument	2415630

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 91 Elm St was $3,143, up 10.1% from the year before.

Source: Carroll County and Ossipee Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Ossipee Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00 (+10.09%)	$246,100 (-) Land $145,900 Building $100,200
2024	$2,855.00 (+23.38%)	$246,100 (+10.31%) Land $145,900 Building $100,200
2023	$2,314.00 (+35.64%)	$223,100 (+140.41%) Land $145,900 Building $77,200	$335,445
2022	$1,706.00	$92,800 Land $49,100 Building $43,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 91 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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